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At Swastika, after successful operating of loan account i.e. good loan repayment track-record and financial discipline, you can get the personal loan also based on your repayment capacity and CIBIL score at very affordable rate of interest.
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Discover how escalating tension in the Middle East has caused a decline in crude oil supply, leading to significant price hikes worldwide.
Gold and silver prices decline amid speculation of rate cut delay, highlighting ongoing market uncertainty.
इस सप्ताह सोने और चांदी की कीमतों में दबाव रह सकता है। एमसीएक्स फ़रवरी वायदा सोने में सपोर्ट 61000 रुपये पर है और रेजिस्टेंस 64000 रुपये पर है।
Anticipation grows as increased domestic imports drive gold prices higher. Market experts predict a sustained surge, fueled by strong import trends, providing a promising outlook for gold investors.
The term "gold loan," also known as "a loan against gold," refers to a secured loan that a borrower accepts from a lender against pledge of gold jewellery or other items. Lenders typically approve you for a loan in an amount that corresponds to a particular portion of the gold's value. You can receive your gold items back after repayment of the gold loan as per terms of sanction. There are no limitations on the end-use of gold loans, unlike other secured loans like a home loan, business loan or auto loan. So it's a great option to meet your urgent financial needs, whether it's for a wedding, family trip, or your children’s school fees.
The entire gold loan process is very similar to other secured loans. In this, you give your gold articles to a lender for pledge along with the required set of documents. The lender evaluates the gold articles and verifies the submitted documents. As per the evaluations, the lender sanctions the loan amount. As per the loan agreement, you pay off the interest and principal amount and after the full and final repayment of the loan you get back your pledged gold jewellery and articles.
India is one of the major importers of gold in the world, therefore, a significant number of people own gold ornaments. People are using idle gold jewellery to meet their immediate financial requirements by availing loan against it. Unlike other financing options, gold loans have turned out to be of great value in times of crisis.
There are certain benefits that applicants can reap from this kind of loan from Swastika. Some of them are mentioned below.