Sunil Nyati, Managing Director at Swastika Investmart advised average investors to follow the “Rule of 100 minus Age”.
According to this rule, the investor's age should be subtracted from 100 and the resultant number should be the proportion of equity in one’s investment portfolio. For example, if a person's age is 25, then the equity allocation in their portfolio should be at least 75 percent (100-25). The portfolio balance can be allocated to debt, real estate, cash, and other investments.
