The year 2025 has kickstarted one of the strongest IPO waves in India’s market history. From startups to large conglomerates, companies are lining up to raise capital via Initial Public Offerings (IPOs). With SEBI making IPO processes faster and digital applications simpler, retail participation is at an all-time high.
But here’s the catch – you cannot apply for or hold IPO shares without a DEMAT account. If you are serious about wealth creation through the upcoming IPO boom, now is the right time to get started.
Factor | Impact on IPOs |
---|---|
Strong Economic Growth |
India projected to grow ~7% in FY25, boosting investor confidence. |
Global Interest in Indian Markets |
FII inflows and global funds diversifying into India. |
Retail Investor Participation |
Record number of new DEMAT accounts opened in 2024–25. |
Digital IPO Process (UPI) |
Easy application via UPI, faster allotments. |
Diverse Sectors Going Public |
Fintech, EV, healthcare, renewable energy, tech startups. |
Here’s why a DEMAT account is non-negotiable for IPO investments:
Benefit | Why It Matters |
---|---|
Quick Allotment |
Shares credited within days directly to DEMAT. |
Transparency |
Track allotment status online with ease. |
Higher Listing Gains |
2025 IPOs are offering strong short-term gains in certain sectors. |
Long-Term Wealth |
Quality IPOs can compound wealth over years. |
Low Entry Barrier |
Retail investors can apply with as little as ₹15,000–₹20,000. |
The Indian stock market has matured significantly in the last few years. Backed by favorable SEBI regulations, strong retail participation, and India’s status as the fastest-growing major economy, more companies are choosing to go public.In fact, experts estimate that IPO fundraising in 2025 could surpass all previous records, covering diverse sectors like fintech, renewable energy, digital commerce, and infrastructure.
<p>While many discount brokers focus on speed, <strong>Swastika Investmart</strong> has built its reputation on **trust, SEBI compliance, and deep research-based advisory**. With its strong technology stack and regional support network across India, Swastika empowers both beginners and experienced investors to participate confidently in IPOs.</p> <p>What sets Swastika apart is its investor-first approach, ensuring that new entrants into the stock market are guided properly and not just left with trading tools. From IPO recommendations to post-listing strategies, Swastika helps investors at every step.</p>
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Q1. Can I apply for an IPO without a DEMAT account?
No. IPO allotments are only made in DEMAT form as per SEBI guidelines.
Q2. How much money do I need to start investing in IPOs?
Retail IPO applications usually start from ₹15,000–₹20,000 per lot.
Q3. Are IPOs always profitable?
Not always. While some deliver strong listing gains, others may underperform. Research is essential.
Q4. Which IPOs are expected in 2025?
Several companies in fintech, EV, renewable energy, and healthcare are expected to go public this year.
The IPO boom of 2025 is a once in a decade opportunity for Indian investors. With leading companies tapping into public markets, retail investors have a golden chance to grow wealth. But without a Demat account, you’ll be left out of the action. If you’re serious about making the most of the IPO wave, now is the right time to open a Demat account. Whether you prefer app-based brokers or value-added services, ensure your account is ready before the next big IPO hits the market. And with Swastika Investmart, you get not just access but also trusted guidance to navigate India’s exciting IPO journey in 2025 🚀
Stock trading can be both exciting and intimidating. For many, the thought of putting hard-earned money into the stock market brings up fears—fear of losing money, fear of making the wrong decisions, and fear of the unknown. However, overcoming these fears is crucial for anyone looking to succeed in trading. Sometimes even experienced investors can become scared of putting their money in the stock market. Their bad decisions regarding stock trading, emotions and inconsistency are some of the situations that go out of their control.
The most reliable solution to conquer fear is “exposure”. For instance, when someone is afraid of swimming, the best possible way to overcome that fear is to face them. Exposure lets you achieve the goal that once you were scared of. Although it is not as easy as it seems to be, it’s worth trying.
Here’s a simple guide to help you manage and overcome fear in stock trading.
Knowledge is power. One of the main reasons people fear stock trading is because they don't fully understand how it works. By educating yourself about the basics of the stock market, how different types of stocks work, and the factors that influence stock prices, you can gain the confidence needed to make educated decisions.
It's normal to feel anxious about trading when large sums of money are at stake. To reduce this, start with a small investment. By investing a smaller amount, you reduce the pressure and potential stress.
A well-thought-out trading plan can be your best friend in the stock market. It helps you stay focused and avoid making impulsive decisions driven by fear.
Diversification means spreading your investments across different types of assets to reduce risk. This strategy can help ease the fear of losing everything if one stock performs poorly.
Fear is a natural emotion, but it can lead to poor decision-making in trading. Learning to manage your emotions is key to overcoming fear.
No trader wins all the time. Losses are a natural part of the stock trading journey, and accepting this fact can help you manage fear.
Keeping up with market news is important, but too much information can lead to confusion and fear.
It’s important to set realistic expectations for your trading activities. Expecting to become a millionaire overnight is unrealistic and can lead to unnecessary stress.
If you’re still feeling unsure, seeking advice from a financial advisor or a mentor who has experience in stock trading can be beneficial.
Maintaining a trading journal where you record your trades, the reasons behind them, and your emotions at the time can be incredibly helpful.
Overcoming fear in stock trading is a journey, but with the right strategies, you can turn that fear into confidence. By educating yourself, starting small, having a plan, diversifying your portfolio, managing emotions, accepting losses, staying updated, setting realistic expectations, seeking professional advice, and keeping a trading journal, you can approach the stock market with a calm and focused mindset. Remember, fear is natural, but it doesn’t have to control your trading decisions.
Opening an online trading account is the first step towards becoming a successful investor. Before we begin, decide whether you want to open an account with Swastika through their website or with Swastika via their mobile app. Both options offer user-friendly interfaces and convenient features to make the account opening process seamless.
Once you've completed all the steps and everything is verified, your account is officially opened! You'll receive confirmation and can start using your Swastika account to trade.
Although many people prefer to invest in mutual funds as they find it is one of the finest ways to achieve high returns with minimum risks, only a few investors among them show their courage to invest in equities and stocks.
Needless to say, the stock market is full of volatility, unpredictability and therefore many investors unable to put their money in the stock market. Still, many investors invest in equities and get outstanding returns from stock market trading.
A Demat account is simply a dematerialized account in which you hold a variety of investment securities such as shares, bonds, government securities, equity shares and more. The account is known as dematerialized because all the securities are placed in a dematerialized form.
Opening a Demat account is a must if you want to trade in securities in the stock market. This is because Demat accounts allow you to hold, buy and sell securities within a single account.
Opening a Demat account is important as it provides a digitally secure and convenient way of holding securities and shares instead of a physical one.
Also, it removes theft, loss and damage of physical certificates. Before the 90's when there were no Demat accounts, shares were traded in a physical form. And needless to say, physical shares were difficult to store and maintain. There was always a risk of being misplaced, damaged or stolen.
You can’t trade if you don't have a Demat account. Since everything is done electronically, having a Demat account allows investors to hold the paperless securities without a flick of a switch.
Swastika is a renowned stock broker that offers trustworthy yet quality stock brokers services in India. We are a SEBI registered stock broker and corporate member with NSE and BSE. We provide smooth trading platforms for the biggest stock exchanges such as NSE and BSE.
Here are the noteworthy reasons for opening a Demat account with Swastika:
The recent updates in the budget 2021-22 have brought the spotlight back on the government's privatization plans.
In the budgetary speech which was held on Feb 1, 2021, India’s finance minister Nirmala Sitaraman announced to sell its whole stake in IDBI bank - of 46.5% of the bank’s capital - to private retail and institutional investors through a stock exchange.
Also, the government is planning to sell a part of its holdings in Life Insurance Corp, India, with an initial public offering for the fiscal year starting on April 1, said Tuhin Kanta Pandey, Secretory for Disinvestment. According to livemint, this will require specific legislative action. LIC is 100% state-owned.
According to a report, LIC comes with a size of USD 434 billion, holding more than all Indian mutual funds combined.
Currently, LIC has a market share of 76.28% of policies and 71% in first-year premiums according to Business Insider.
The market reacted positively to the budgetary announcement and due to that, the shares of public sector banks rose to 3 per cent while Nifty PSU Bank Index went up by 3 per cent. On the same day, the BSE PSU Index rose 4.5% making it its best performance for the last 10 days post-budget announcement.
The government has also notified its intentions of holding a minimum number of PSUs in sectors. The announcement also includes a much-awaited IPO which would be brought in the current FY 2021-22. Here, the primary objective of the government is to gain Rs 90,000 Crore from LIC listing with the dilution of stakes in IDBI bank.
Finance Minister Nirmala Sitaraman also highlighted the importance of having a Public sector enterprise policy and said that the policy would be divided into two major areas: strategies and non-strategic. The government also has mentioned that the new PSE policy does not apply to the PSEs which are non-profit or related to development.
Primary government departments such as the Airport Authority of India, key port trusts and posts cannot be considered as a part of PSU privatization. Other major sectors such as space, defence, atomic energy, petroleum, transport and telecom, power, coal, minerals, financial services are some of the sectors that will be considered for privatization.
As a result, the government has started to lower the number of PSEs in India to 25 from 300 plus.
BSE Sensex is all set to mark a presence of 55000 towards the end of 2021, Morgan Stanly analysts said. The primary reason behind the scaling of Sensex points is the government's plan of divestment of some PSB, privatization and LIC IPO.
The analysts further said, if all the procedures of privatization are implemented well, then there is a strong chance for India to recover its domestic equity flows and prosper its earnings growth. The announcement will also help India’s equity trading to reach a new height and catch up with emerging markets via the stock market’s performance.
The increment of current liquidity in the stock market will encourage the government's plan of divesting its stake in certain firms. As more PSUs get divestment push, the value of these firms will be unlocked. Keeping in mind, the RBI monetary policy has ensured that the low-interest rates are maintained yet the liquidity levels remain high.
Foreign Institutional Investment is currently keeping an eye on India and FIIs bought shares worth Rs 1.7 lakh crore in 2020 and raised stake quarter in over 400 companies in December, according to the news reports.
Ever since the budget was announced, FIIs have turned to net buyers in the equity markets. Between Feb 1 to Feb 5, FIIs have invested a net of Rs 10,793 crore in equities which has ensured that the markets have been buoyant.
Nowadays the government seems to attract more overseas buyers which in turn makes more privatization of the firms. This means that these firms can attract foreign investment. The stock market trading will only encourage the opportunities that disinvestment will bring, as it helps in expanding a broadened capital market with upgraded listings and market size.
India’s overall privatization goals for 2020/2021 will get doubled to INR 2.1 trillion. This has made the government fail to meet its overall deficit goals.
According to the news reports, before privatization, the previous targets have not been met. In the current fiscal year, only one-quarter of the target was raised.
In the reports shared by ET, the 2019-20 financial year deficit is projected at 3.8% of GDP versus 3.3% previously projected, before falling to 3.5% in fiscal 2021.
Government divest their stakes in PSUs so that it can raise funds for infrastructure projects reducing debts or narrowing fiscal deficits. Infrastructure projects such as roads or ports will not only boost economic activities but also enhance the productivity and transparency of said enterprises by bringing in private interest.
The Reserve Bank of India’s (RBI) monetary policy left the repo rate unchanged at 4% in its monetary policy committee while maintaining an accommodative stance, RBI governor Shaktikanta Das announced-on Friday. The governor further decided to maintain the repo rate amid a sticky rate of inflation. The reverse repo rate also remained unchanged at 3.35%.
The repo rate has remained at 4% since August 2020 during the MPC meeting. RBI governor Mr Shaktikanta Das announced-on Friday that the decision was taken unanimously in favor of him. The MPC meeting was conducted between 3 to 5 Feb where the panel was headed by Mr Shaktikanta Das along with the other members Dr Ashima Goyal, Dr Shashank Bhide, Prof. Jayant R. Verma, Dr Michael Debabrata Patra and Dr Mridul K. Saggar.
The repo rate has remained unchanged while maintaining an accommodative stance for this FY to next FY as long as necessary, RBI governor Shaktikanta Das announced-on Friday.
In late March 2020, the central bank had slashed the repo rate by 115 basis points to support growth. This is the 4 time in a row that the MPC decided to keep the policy rate unchanged as the RBI had revised its policy rate on May 22 to increase the demand by minimizing the interest rate to a historic low.
This is the first MPC meeting after the arrival of Union Budget 2021-2022.
An accommodative stance means there is room for reducing the interest rates in the future to revive economic growth. That’s why MPC has decided to continue with the stance from the current FY 2021 to next FY 2022 to revive growth to minimize the impact of COVID 19 on the economy.
Even if the central government and central bank worked together to uplift the economy by providing financial support, the economy still has to take a long time from the Covid 19 impact with rising cases.
Therefore, RBI decided to minimize the interest rate and await inflationary pressure to ease before the economy grows.
The Monetary Policy Committee kept its repo rate unchanged at 4% which means the rate at which banks borrow money from RBI remains as is. Normally, when RBI reduces the repo rate, commercial banks also have to reduce the interest rate and therefore they offer fewer interest rates on loans given to you.
Interest rates have congruence with rising inflation.
Repo Rate:
Repo rate is the rate at which commercial banks borrow money from the apex bank (RBI) by selling their securities to the central bank of our country. RBI uses it as the main tool to keep inflation under control.
Reverse Repo Rate:
Reverse Repo Rate is the rate at which RBI borrows money from other commercial banks. It is a mechanism to absorb the liquidity in the market, whenever there is excess liquidity in the market.
Marginal Standing Facility
MSF is the rate at which banks borrow overnight funds from the RBI. MSF has been created only in case of emergency when interbank liquidity goes down and overnight interest rates are volatile. Here, the rate is higher than the repo rate.
Bank Rate
The bank rate is the rate at which banks lend money to commercial banks that too without any security.
MPC’s Outlook on Growth and Inflation
Inflation:
In December 2020, for the first time in 1 year, the inflation rate had fallen below the RBI mandate band of 2-6%. It is expected that the vegetable prices will remain soft in the near term, while the pressure may continue to persist in many food items, said the MPC.
While the MPC’s outlook on food prices remains favorable, its outlook on core inflation causes depression.
Core inflation excludes unstable factors such as fuel and petrol prices.
Fuel Prices:
The RBI acknowledged the rise in fuel prices. The further increase of fuel price added with huge indirect taxes on the product by both centre and state always remain a cause of concern. This depicts the concerted policy action by both governments to control cost-push pressures.
Considering all the above factors, RBI expects inflation at 5.2% for January to March of the current fiscal year, 5.2-5% between April to September 2021and 4.3% for the third quarter of the next financial year.
Real GDP is a measure of a country’s gross domestic product which has been adjusted for inflation.
The RBI has numerous measures to extend the scope of financial markets. RBI plans to provide retail investors online access to the government financial securities, including primary and secondary directly through Reserve Bank (‘Retail Direct’).
The Company is engaged in the business of manufacturing and marketing a range of agrochemicals. It has a pan-India presence, with integrated operations across research and development, manufacturing, marketing and distribution of a wide range of crop protection chemicals, public health and Animal Health solutions.
The company manufactures technical products (active ingredients), intermediate products and formulations. Company’s products viz Deltamethrin and Alphacypermethrin are now recommended and included in the WHO/FAO specifications. The company has a well-balanced effluent treatment system for the solid, liquid and gaseous effluents and emission generated from the various processes.
Heranba's major focus is on exports. It exports its products to more than 60 countries including Argentina, Belgium, Egypt, Ghana, Indonesia, Jordan, Malaysia, Nicaragua, Philippines, South Africa, Tunisia, Ukraine, Australia, Brazil, Europe, Hamburg, Iran, Kenya, Mexico, Nigeria, Poland, Turkey, Vietnam, Bangkok, China, France, Zimbabwe, Israel, Korea, Pakistan, Saudi Arabia, Taiwan, Uganda, Thailand, UK, Bangladesh, Colombia, Germany, Hongkong, Istanbul, Kyrgyzstan, New Zealand, Peru, Singapore, Middle East. Domestically it caters to the customers all over India with its extensive dealership, stockist network and skilled field sales force.
The company has divided its product portfolio into the following segments:
Risks Relating to Industry
IPO Details:
IPO DateFeb 23, 2021 to Feb 25, 2021Issue TypeBook Built Issue IPOIssue SizeEquity Shares of Rs.10 totaling up to Rs. 625.24 CroreFresh IssueEquity Shares of Rs.10 totaling up to Rs. 60 croreOffer for Sale90,15,000 Equity Shares of Rs.10 totalling up to Rs 565.24Face ValueRs.10 per equity shareIPO PricePer Equity Share: Rs. 626-627Min Order Quantity23Listing AtBSE, NSE
Financial Performance:
Financial Performance (in INR crore) FY2018FY2019FY2020H1 FY2021Revenue750.41011.8967.9619.2Expenses674.1889.7839.1529.1Net income47.075.697.466.3Net margin (%)6.37.510.110.7
Tentative Time Table:
Gujarat-based Heranba Industries is one of the leading domestic producers of synthetic pyrethroids in India with 3-year CAGR Revenue growth at 9% and 3-year CAGR Net Income growth at 27%. Net income from operations has grown by 28% between FY19 to FY20.
At an upper price band of INR 627 and EPS of 25.03 for the FY20 PE ratio of the company is 25 which is little higher than average PE ratio of 22 of its peer companies however the business model of the peer is slightly different. Thus, we may consider that the IPO is reasonably priced.
The margins of the company are improving in the last three years. The Company has a consistent dividend track record with stable revenue growth. Eyeing the growth of the company as demand for pyrethroids in India and worldwide are going to remain positive during 2020-2025 we may expect the company to have a better performance in the upcoming years.
कीमती धातुओं के भाव में पिछले सप्ताह लगातार गिरावट होती रही, लगभग तीन महीनों में इसका न्यूनतम स्तर और नवंबर 2020 के बाद से इसमे सबसे गहरी मंदी वाला सप्ताह रहा है। अमेरिकी ट्रेजरी की पैदावार में लगातार होती बढ़त, सोने में निवेश की मांग कम कर रही है। अमेरिकी फ़ेडरल रिज़र्व के डॉलर प्रिंटिंग प्रेस धीरे होने के संकेत से, 10 साल की अमेरिकी ट्रेजरी की पैदावार ऊपर की ओर बढ़ रही है, और यह एक साल के शिखर के करीब है।
आर्थिक गतिविधियाँ बढ़ने से मुद्रास्फीति बढ़ने की सम्भावना है जिससे राहत पैकेज मे कमी की जा सकती है और कीमती धातुओं के भाव मे मंदी रह सकती है। डॉलर इंडेक्स में रुख तेज़ी का दिखाई पड़ता है। निवेशकों ने पिछले एक सप्ताह में अमेरिका के बेरोज़गारी दावों में अप्रत्याशित वृद्धि को पचाना जारी रखा है और कोवीड के नए मामले मे गिरावट, कीमती धातुओं के भाव मे दबाव बढ़ा रहे है।
इस बीच, गुरुवार को जारी स्विस कस्टम्स के आंकड़ों में कहा गया है कि भारत को मासिक सोने का निर्यात मई 2019 से अपने उच्चतम स्तर पर है, जबकि चीन और हांगकांग को निर्यात निचले स्तरों पर चल रहा है। पिछले सप्ताह घरेलु वायदा सोना 1400 रुपय टूट कर 46000 प्रति दस ग्राम के निचले स्तरों पर पहुंच गया है। चाँदी वायदा मे भी सप्ताह मे 1000 रुपय प्रति किलो तक की मंदी दर्ज की गई है और इसके भाव 68000 प्रति किलो के करीब रहे है।
घरेलु वायदा सोने मे कीमतें 50 दिन के साप्ताहिक औसत के नीचे आ चुकी है और 100 दिन का डेली औसत 200 दिन के डेली औसत के निचे पहुंच गई है जो सोने के भाव मे मंदी का संकेत देता है। सोने मे 47000 रुपय पर प्रतिरोध तथा 45500 पर सपोर्ट है। चाँदी मे 69500 रुपय पर प्रतिरोध और 67000 पर सपोर्ट है।
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