HDFC Bank Share Price And Q1 Earnings Preview: NII, NIM, GNPA And Provisions Across Major Banks

Key Takeaways
- hdfc bank share price headlines this session as Q1 estimates point to strong NII growth.
- HDFC Bank leads on NII at Rs 34,256.57 crore, ICICI Bank at Rs 23,812.85 crore, Axis Bank at Rs 15,146 crore, Kotak Mahindra Bank at Rs 8,001.53 crore.
- NIMs show Kotak at 4.50% (highest), ICICI at 4.18%, Axis at 3.50%, and HDFC at 3.32%.
- Results are due Friday, July 18, with GNPA and provisions shaping market moves.
Investors tracking hdfc bank share price are watching a quartet of Q1 estimates as HDFC Bank, ICICI Bank, Axis Bank, and Kotak Mahindra Bank prepare to disclose their first-quarter numbers. The figures to watch include net interest income (NII), net interest margin (NIM), gross non-performing assets (GNPA), and provisions. Based on the latest estimates, the banks show robust NII growth and varied NIMs, with GNPA levels staying in low single digits. The announcements are scheduled for Friday, July 18, which means a day of important price action for traders and long-term investors.
HDFC Bank Share Price And Q1 Earnings Preview
HDFC Bank's NII is expected to be Rs 34,256.57 crore; Net profit Rs 19,720 crore; NIM 3.32%; GNPA 1.15%; Provisions Rs 3,678.30 crore.
| Bank | NII (Rs cr) | NIM (%) | Net Profit (Rs cr) | GNPA (%) | NNPA (%) | Provisions (Rs cr) |
|---|---|---|---|---|---|---|
| HDFC Bank | 34,256.57 | 3.32 | 19,720 | 1.15 | – | 3,678.30 |
| ICICI Bank | 23,812.85 | 4.18 | 13,362 | 1.45 | – | 1,726.96 |
| Axis Bank | 15,146 | 3.50 | 7,073.15 | 1.37 | 0.40 | 2,374 |
| Kotak Mahindra Bank | 8,001.53 | 4.50 | 3,975 | 1.18 | – | 741.80 |
ICICI Bank Results show NII Rs 23,812.85 crore, Net Profit Rs 13,362 crore, NIM 4.18%, GNPA 1.45%, Provisions Rs 1,726.96 crore. Axis Bank results show NII Rs 15,146 crore, Net Profit Rs 7,073.15 crore, NIM 3.50%, GNPA 1.37%, NNPA 0.40% and Provisions Rs 2,374 crore. Kotak Mahindra Bank results show NII Rs 8,001.53 crore, NIM 4.50%, Profit Rs 3,975 crore, GNPA 1.18%, Provisions Rs 741.8 crore.
Kotak Mahindra Bank Stock Price, NII and NIM: The highest NIM among the quartet is Kotak at 4.50%, ICICI at 4.18%, Axis at 3.50%, and HDFC at 3.32%.
Axis Bank Results: GNPA, NNPA And Provisions Outlook
Axis Bank's NNPA is 0.40%, GNPA 1.37%, NII Rs 15,146 crore; Net Profit Rs 7,073.15 crore; Provisions Rs 2,374 crore.
Kotak Mahindra Bank Stock Price And Q1 Estimates
Kotak Mahindra Bank's NII Rs 8,001.53 crore; NIM 4.50%; Profit Rs 3,975 crore; GNPA 1.18%; Provisions Rs 741.8 crore.
For deeper stock research, consider Swastika's Sarthi AI stock assistant.
How Retail Investors Should Interpret These Estimates
The numbers indicate a broad trend: NII growth across the four banks remains strong, while NIMs vary with Kotak showing the strongest at 4.50%. GNPA levels stay around the 1.15% to 1.45% range, with Axis showing a slightly actionable NNPA of 0.40%. Provisions are bank-specific and reflect risk management and macro environment dynamics. Retail investors should use these signals to calibrate exposure, focus on bank balance-sheet quality, and consider deeper research via Swastika's Sarthi AI stock assistant, which offers institutional-level analysis on stocks and indices.
Frequently Asked Questions
What are the expected NII numbers for HDFC Bank, ICICI Bank, Axis Bank, and Kotak Mahindra Bank in Q1?
HDFC Bank: Rs 34,256.57 crore; ICICI Bank: Rs 23,812.85 crore; Axis Bank: Rs 15,146 crore; Kotak Mahindra Bank: Rs 8,001.53 crore.
What are the expected NIMs for each bank in Q1?
HDFC Bank: 3.32%; ICICI Bank: 4.18%; Axis Bank: 3.50%; Kotak Mahindra Bank: 4.50%.
What are the GNPA percentages for these banks in the Q1 estimates?
HDFC Bank: 1.15%; ICICI Bank: 1.45%; Axis Bank: 1.37%; Kotak Mahindra Bank: 1.18%.
When will the Q1 results be announced?
The results are expected to be announced on Friday, July 18.
Which bank has the highest net interest income (NII) among the four?
HDFC Bank leads with NII of Rs 34,256.57 crore.
Conclusion
Note: All stock exchange data in the source is delayed up to 3 minutes; manage risk and align conclusions with your time horizon before trading or investing.
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