Intraday trading is about speed, timing, and precision. Unlike long-term investing, it involves buying and selling stocks within the same trading day to profit from short-term price movements.
In today’s fast-paced market, having the right intraday trading app can make all the difference. The ideal app should provide real-time market data, fast order execution, and advanced technical analysis tools. With mobile trading on the rise in India, both beginners and seasoned traders can access the markets anytime, anywhere.
In intraday trading, all trades are squared off before the market closes. This approach offers several advantages:For example, you could buy 500 shares of a stock at ₹250 in the morning and sell them at ₹255 before market close, earning a profit from the price difference.
For example, you could buy 500 shares of a stock at ₹250 in the morning and sell them at ₹255 before market close, earning a profit from the price difference.
Feature | Intraday Trading | Delivery Trading |
---|---|---|
Trade Duration |
Buy and sell on the same day |
Hold for days, months, or years |
Ownership |
No ownership, just trading price movements |
Full ownership of shares |
Risk |
High due to short-term volatility |
Moderate, depends on market trends |
Capital Requirement |
Lower due to leverage |
Higher, no leverage benefits |
A well-designed trading app offers:
Aarav, a 28-year-old engineer, wanted to explore intraday trading. Using Swastika Investmart, he:
An intraday trading app is your gateway to participating in the fast-paced stock market. With the right app, you can trade efficiently, manage risks, and make informed decisions.
For traders who want not only speed but also expert insights and personal support, Swastika Investmart offers an excellent balance of technology and human guidance.
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Q1. What is the minimum amount needed for intraday trading?
It varies by broker, but you should always start with risk capital you can afford to lose.
Q2. Can I use one account for both intraday and delivery trading?
Yes, the same account can be used for both.
Q3. Is intraday trading risky?
Yes, it involves high volatility and requires discipline.
Q4. Which app is best for intraday trading in India?
Swastika Investmart is a great choice for traders who want both research and fast execution.
Q5. Can beginners do intraday trading?
Yes, but they should start small, learn strategies, and use stop-loss orders.
लगभग दो वर्षों में पहली बार फरवरी में अमेरिकी नौकरियां दस मिलियन से नीचे गई है, यह एक संकेत है कि फेडरल रिजर्व के श्रम बाजार को धीमा करने के प्रयासों का प्रभाव दिखाई देने लगा है। अमेरिकी लेबर डिपार्टमेंट की जोल्ट्स रिपोर्ट में जॉब ओपनिंग घट कर 9.93 मिलियन रह गई जिससे एमसीएक्स जून वायदा सोने के भाव में 2000 रुपये प्रति दस ग्राम और चांदी के भाव में 3000 रुपये प्रति किलो की साप्ताहिक तेज़ी दिखी। फेड द्वारा मई 2022 से शुरू की गई ब्याज दर वृद्धि को अब रोकने के संकेत दिए है क्योकि अमेरिका में मुद्रास्फीति 41 साल के उच्च स्तरों तक पहुंच चुकी थी और इस पर नियंत्रण करने के लिए श्रम बाजार पर फेड का मुख्य टारगेट था। फेड पिछले एक साल में नौ बार ब्याज दरों में बढ़ोतरी कर चुका है जिसका का की कोई खास असर श्रम बाजार में अब तक देखने को नहीं मिला था। हालांकि, ब्याज दर बढ़ोतरी के कारण अमेरिका और यूरोप में आर्थिक मंदी आने की सम्भवना बढ़ गई है जिसका असर अमेरिका के आर्थिक आकड़ो में दिखाई देने लगा है। रिज़र्व बैंक ऑफ़ इंडिया द्वारा अप्रैल की मॉनेटरी पॉलिसी में ब्याज दरों में कोई बदलाव नहीं किया। श्रम बाजार पर बड़ रहे दबाव के चलते यह सम्भावना बढ़ने लगी है की फेड भी आगे ब्याज दरों में बढ़ोतरी नहीं करेगा जिससे कीमती धातुओं में तेज़ी बनी हुई है। अर्थव्यवस्था की विकास गति धीमी होने के कारण कॉमेक्स में सोने के भाव 2036 डॉलर प्रति औंस पर कारोबार कर रहे है, जो 2020 के उच्चतम स्तरों के करीब के भाव है। इस सप्ताह आईएमएफ की बैठक , अमेरिकी सीपीआई, एफओएमसी मीटिंग मिनट्स, रिटेल सेल्स और कंस्यूमर सेंटीमेंट के आंकड़े कीमती धातुओं की चाल पर असर करेंगे।
इस सप्ताह कीमती धातुओं में तेज़ी जारी रहने की सम्भावना है। सोने में सपोर्ट 60000 रुपये पर है और रेजिस्टेंस 61200 रुपये पर है। चांदी में सपोर्ट 72000 रुपये पर है और रेजिस्टेंस 76000 रुपये पर है।
The Reserve Bank of India (RBI) is the apex banking institution in India responsible for monetary policy formulation and implementation. It aims to maintain price stability and economic growth through various tools and instruments at its disposal. One such tool is the RBI policy, which can have a significant impact on the stock market. In this blog, we will discuss the impact of RBI policy on the stock market and how it affects different asset classes.
Monetary policy refers to the actions taken by the central bank to manage the money supply and interest rates in an economy. The RBI policy aims to achieve price stability and economic growth through changes in key policy rates, such as the repo rate, reverse repo rate, and the cash reserve ratio (CRR).
The stock market is a reflection of the economy's performance and future prospects. Changes in monetary policy can impact the stock market in many ways. If the RBI decides to tighten monetary policy by raising interest rates, it can lead to a decrease in consumer spending and investment, causing a decline in corporate earnings and ultimately affecting the stock market negatively. Conversely, if the RBI decides to loosen monetary policy by lowering interest rates, it can lead to an increase in consumer spending and investment, resulting in a rise in corporate earnings and potentially boosting the stock market.
The repo rate is the interest rate at which banks can borrow funds from the RBI. The RBI uses the repo rate as a tool to manage inflation and liquidity in the economy. A change in the repo rate can have a significant impact on the stock market.
If the RBI raises the repo rate, it makes borrowing costlier for banks, which can lead to an increase in lending rates for consumers and businesses. This can lead to a decrease in spending and investment, causing a decline in corporate earnings and ultimately negatively impacting the stock market.
On the other hand, if the RBI lowers the repo rate, it makes borrowing cheaper for banks, leading to lower lending rates for consumers and businesses. This can lead to an increase in spending and investment, boosting corporate earnings, and potentially having a positive impact on the stock market.
Liquidity refers to the availability of funds in the economy. The RBI manages liquidity in the economy through various tools such as open market operations (OMOs), CRR, and the statutory liquidity ratio (SLR).
OMOs involve the buying and selling of government securities in the market. When the RBI purchases government securities, it injects liquidity into the market, which can lead to an increase in spending and investment, potentially boosting the stock market.
Similarly, a decrease in the CRR or SLR requirements can also lead to an increase in liquidity in the market. This can lead to an increase in spending and investment, potentially having a positive impact on the stock market.
G-Secs or government securities are bonds issued by the central government to finance its fiscal deficit. These securities are long-term investments that offer a fixed rate of return. The RBI policy can impact G-Sec funds in many ways.
If the RBI decides to tighten monetary policy by raising interest rates, G-Sec funds may offer higher returns, making them a more attractive investment option for investors. This can lead to an increase in demand for G-Secs, causing their prices to rise.
Conversely, if the RBI decides to loosen monetary policy by lowering interest rates, G-Sec funds may offer lower returns, making them a less attractive investment option for investors. This can lead to a decrease in demand for G-Secs, causing their prices to fall.
The RBI's policies also impact fixed-income securities, such as bonds and government securities. When the RBI lowers interest rates, the yield on fixed-income securities also falls, which can lead to higher demand for the bonds in the market. Conversely, when the RBI raises interest rates, the yield on fixed-income securities increases, which can lead to lower demand for the bonds in the market. Overall, the RBI's policies can impact the returns on fixed-income securities, making them an important consideration for investors seeking stable returns.
Table showing the Impact of RBI policy on the Stock Market
Repo Rate
Increase in repo rate: Increase in borrowing cost, decrease in stock prices.
Decrease in repo rate: Decrease in borrowing cost, increase in stock prices.
Reverse Repo Rate
Increase in reverse repo rate: Decrease in liquidity, decrease in stock prices.
Decrease in reverse repo rate: Increase in liquidity, increase in stock prices.
Cash Reserve Ratio
Increase in the cash reserve ratio: Decrease in liquidity, decrease in stock prices.
Decrease in the cash reserve ratio: Increase in liquidity, increase in stock prices.
Statutory Liquidity Ratio
Increase in statutory liquidity ratio: Decrease in liquidity, decrease in stock prices.
Decrease in statutory liquidity ratio: Increase in liquidity, increase in stock prices.
Open Market Operations
Purchase of securities by RBI from the market: Increase in liquidity, increase in stock prices.
Sale of securities by RBI to the market: Decrease in liquidity, decrease in stock prices.
Inflation Targeting
Increase in interest rates: Decrease in borrowing and spending, decrease in stock prices, and a slowdown in economic growth.
Decrease in interest rates: Increase in borrowing and spending, increase in stock prices, and boost in economic growth.
Fiscal Policy
Increase in government spending and decrease in taxes (Expansionary): Increase in economic growth, increase in stock prices.
Decrease in government spending and increase in taxes (Contractionary): Decrease in economic growth, decrease in stock prices.
Note: The above chart represents the general impacts of RBI policy changes on the stock market, and actual impacts may vary depending on various factors and market conditions.
Alternative Investment Funds (AIFs) are privately pooled investment vehicles that collect funds from sophisticated investors, both Indian and foreign and invest in accordance with a defined investment policy for the benefit of their investors. The Securities and Exchange Board of India (SEBI) regulates the AIFs, which are categorized into three categories based on their investment strategies and levels of risk. In this article, we will discuss the three categories of AIFs in detail.
Invest in start-up or early-stage ventures, social ventures, SMEs, infrastructure, or other sectors or areas that the government or regulators consider socially or economically desirable. They are typically long-term investors, and the funds raised are used to provide capital to such ventures. These funds also provide business and operational support to help these ventures grow. Venture capital funds, SME funds, social venture funds, and infrastructure funds fall under the Category 1 AIFs.
They are those AIFs that do not fall under Category 1 or Category 3 and do not undertake leverage or borrowing, other than to meet day-to-day operational requirements, and as permitted in the SEBI (Alternative Investment Funds) Regulations, 2012. Various types of funds such as real estate funds, private equity funds (PE funds), funds for distressed assets, etc. are registered as Category 2 AIFs.
They employ diverse or complex trading strategies and may employ leverage, including through investment in listed or unlisted derivatives. These AIFs are the riskiest of the three categories and may invest in a wide range of assets, including stocks, bonds, currencies, and commodities.
Hedge funds, PIPE (Private Investment in Public Equity) funds, and other funds that employ complex trading strategies fall under the Category 3 AIFs.
Alternative Investment Funds provide a new avenue for investors to diversify their portfolios beyond traditional investments such as stocks and bonds. They offer the potential for high returns, but they also come with higher levels of risk. As a result, it is essential for investors to carefully consider their investment objectives, risk tolerance, and investment horizon before investing in AIFs.
Investing in the stock market can be done in various ways, two of the most common being through Initial Public Offerings (IPOs) and regular stock investments. While both involve purchasing shares of a company, they differ in several key aspects. Here’s a closer look at what sets them apart.
An IPO, or Initial Public Offering, is the process where a company offers its shares to the public for the first time. Before an IPO, the company's shares are privately held by founders, early investors, and employees. Going public allows the company to raise capital by selling shares to new investors. The funds raised are typically used for expanding operations, paying off debt, or making acquisitions.
Regular stock investments involve buying shares of companies that are already publicly traded on stock exchanges. These shares can be bought and sold at market prices, which fluctuate based on supply and demand. Investors can purchase these stocks through online brokerage platforms like Swastika Investmart.
Both IPOs and regular stock investments offer unique opportunities for investors. IPOs can provide the potential for high returns but come with higher risk and costs. Regular stock investments are generally less risky and more accessible, making them suitable for a broader range of investors. The choice between IPOs and regular stocks should be guided by your risk tolerance, investment goals, and financial resources.
Health insurance is an important investment in protecting your health and finances. It covers a variety of medical expenses, from hospitalization to surgery and even medication. However, it is important to know how to claim health insurance to reap the benefits of your policy. In this blog, we will discuss the types of health insurance claims, the documents required to claim health insurance, and how the health insurance claim process works.
There are two types of health insurance claims - cashless and reimbursement claims.
In cashless claims, the policyholder has to get treatment from a network hospital that has a tie-up with the insurance company. The policyholder can inform the insurance company about the planned hospitalization, and the insurance company will provide a pre-authorization letter to the hospital. This letter mentions the approved amount for the treatment. After the treatment is completed, the hospital sends the bills directly to the insurance company for payment. The policyholder does not have to pay anything, except for non-medical expenses like food or telephone charges. Policyholders can get reimbursement for pre and post-hospitalization expenses by submitting actual bills to the insurance company.
Reimbursement claims are applicable when the policyholder gets treated at a non-network hospital or if the policyholder cannot get cashless treatment due to certain reasons. In this case, the policyholder has to pay for the treatment upfront and then claim reimbursement from the insurance company later. The policyholder has to submit all the required documents to the insurance company within a specified time period. Once the documents are verified, the insurance company reimburses the approved amount to the policyholder.
The documents required for health insurance claims vary depending on the type of claim. However, there are some common documents that are required for both cashless and reimbursement claims. These include:
The first step in the health insurance claim process is to inform the insurance company about the hospitalization. If it's a planned hospitalization, then the policyholder should inform the insurer in advance. In case of an emergency, the policyholder should inform the insurer within 24 hours of hospitalization.
Once the policyholder has informed the insurer, the next step is to file the claim. The policyholder can either opt for a cashless claim or reimbursement claim, depending on the circumstances.
For a cashless claim, the policyholder needs to fill in the pre-authorization form provided by the insurer. This form needs to be submitted to the hospital's insurance desk, which will verify the policy details and send it to the insurer. Once the insurer approves the claim, the hospital will provide cashless treatment to the policyholder.
For a reimbursement claim, the policyholder needs to submit the claim form along with the necessary documents to the insurance company. The claim form is available on the insurer's website or can be obtained from their office. The policyholder needs to ensure that the form is filled out correctly and all the necessary documents are attached to it.
The documentation process is an essential part of the health insurance claim process. The policyholder needs to submit the following documents along with the claim form:
Once the insurer receives the claim form and necessary documents, they will verify the details and approve the claim. In case of a cashless claim, the insurer will settle the medical bills directly with the hospital. In a reimbursement claim, the insurer will verify the expenses incurred and reimburse the policyholder for the same.
The health insurance claim process can be a little complex, but it's essential to understand it to avail of the benefits provided by the policy. The policyholder needs to ensure that all the necessary documents are submitted to the insurer to ensure a smooth and hassle-free claim settlement process.
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Startup Funding is an essential part of building a successful new business. It provides the necessary capital to develop and grow the business and can help turn a great idea into a profitable and sustainable company.
Startup funding is typically used to cover expenses such as product development, marketing, hiring, and office space. Depending on the stage of the business, the amount of funding needed can vary significantly.
Startups require funding to turn their ideas into reality, attract and retain talent, market and sell their products, expand their business, cover operational costs, and compete with established players in their industry.
Funding is required by startups for several reasons:
Here are the common stages of startups and the corresponding sources of funding:
In addition to the sources of funding mentioned earlier, startups can also explore other financing options such as debt financing, lines of credit, and revenue-based financing. It's important for startups to choose the right source of funding that aligns with their growth stage and long-term goals.
Here are the steps to obtain startup funding in India:
Investors typically look for certain key factors when considering investing in startups. Here are some of the main things that investors look for:
Here are some key points on why investors invest in startups:
There are several government schemes available for startups in India in 2023. Some of the well-known schemes are listed below:
1. Startup India: The Startup India scheme was started in 2016 with the aim of encouraging innovation and entrepreneurship in the country. It provides funding, mentorship, and other resources to startups to help in the growth of their businesses.
2. Atal Innovation Mission: The Atal Innovation Mission was started in 2016 with the goal of encouraging innovation and entrepreneurship among young people in India. Young entrepreneurs can find funding, mentorship, and other resources from that.
3. Pradhan Mantri Mudra Yojana: Pradhan Mantri Mudra Yojana was launched in 2015 to provide funding to small and micro enterprises in the country. It offers loans of up to Rs. 10 lakhs to support the establishment and growth of businesses.
4. MSME Sambandh Portal: The Ministry of Micro, Small, and Medium Enterprises has launched an online portal called MSME Sambandh, which aims to provide easy access to information about government schemes and services for MSMEs.
5. Credit Guarantee Fund Scheme for Micro and Small Enterprises: This scheme aims to provide collateral-free credit to MSMEs by guaranteeing loans provided by banks and financial institutions.
6. National Small Industries Corporation Subsidy: The National Small Industries Corporation provides various subsidies and schemes to MSMEs, including a marketing assistance scheme, a credit support scheme, and a raw material assistance scheme.
7. Technology Upgradation Fund Scheme: This scheme provides financial assistance to MSMEs for upgrading their technology and machinery.
10. National Manufacturing Competitiveness Programme: This programme aims to enhance the competitiveness of Indian manufacturing industries by providing funding and support for various activities, such as quality improvement, technology upgradation, and marketing.
11. Digital India: The Digital India initiative aims to transform India into a digitally empowered society and knowledge economy. It provides various schemes and initiatives to promote digital literacy, e-governance, and digital infrastructure development.
These are just a few of the government schemes available for startups in India. You can visit the Startup India website or speak to a business advisor to learn more about these schemes and how to apply for them.
Government startup rules vary by country, but here are some common examples of regulations and policies that governments may implement to support and regulate startups:
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