AI-Powered Intraday Trading – The Future of Day Trading in India

डॉलर इंडेक्स मे लगातार निचले स्तरों से मजबूती होने के कारण सोने के साथ चाँदी के भाव भी टूट गए है। पिछले सप्ताह चाँदी के भाव सोशल मीडिया के कारण कॉमेक्स मे आठ साल की उचाई, 30 डॉलर प्रति औंस पर पहुंच गए थे जो अब घट कर 26 डॉलर प्रति औंस तक आ चुके है।

सोने और चाँदी के भाव मे बिकवाली के बीच अमेरिका से जारी होने वाले  प्राइवेट जॉब्स और पैरोल के मासिक आकड़ों मे पिछले महीने की तुलना मे मजबूती दर्ज की गई और साप्ताहिक बेरोज़गारी दावे के आकड़ों मे कमी दर्ज की गई है जिससे कीमती धातुओं के भाव मे बिकवाली का दबाव बना है। डॉलर इंडेक्स सप्ताह मे 1 प्रतिशत मजबूत हो कर 2 महीनों के उच्चतम स्तरों पर है और 10 वर्षो की बांड यील्ड तीन सप्ताह के उच्चतम स्तरों पर है।

जिससे सोने और चाँदी के भाव मे बिकवाली का दबाव है। सीनेट में डेमोक्रेट सांसद राष्ट्रपति जो बिडेन के प्रस्तावित 1.9 ट्रिलियन डॉलर के प्रोत्साहन पैकेज को पारित करने के लिए बड़े पैमाने पर वोट सत्र की तैयारी कर रहे हैं। बैंक ऑफ़ इंग्लैंड और भारतीय रिज़र्व बैंक ने अपनी मौद्रिक नीति मे ब्याज दरों मे कोई बदलाव नही किया है और कुछ माह मे मुद्रास्फीति बढ़ने की संभावना जताई है। जिससे सप्ताह के अंत तक कीमती धातुओं के भाव को निचले स्तरों पर सपोर्ट मिला है।

पिछले सप्ताह कॉमेक्स वायदा सोना 2 प्रतिशत टुटा और चाँदी मे 0.50 प्रतिशत की गिरावट देखि गई है। घरेलु अप्रैल वायदा सोना कस्टम ड्यूटी घटने के कारण पिछले सप्ताह मे 4.5 प्रतिशत टुटा है जबकि मार्च वायदा चाँदी मे 2.5 प्रतिशत की साप्ताहिक गिरावट देखि गई है।

महत्वपूर्ण तकनीकी स्तर

इस सप्ताह अप्रैल वायदा सोने के भाव मे ऊपरी स्तरों पर बिकवाली का दबाव रहने की संभावना है और इसमे 46200 रुपय के निचले स्तरों पर समर्थन तथा 48700 रुपय के ऊपरी स्तरों पर प्रतिरोध है। चाँदी मार्च वायदा के भाव मे भी ऊपरी स्तरों पर बिकवाली की सम्भावना है और इसमें 66000 रुपय पर समर्थन और 69000 रुपय पर प्रतिरोध है।

आगामी आर्थिक संकेत

प्रमुख अर्थव्यवस्थाओं से जारी होने वाले आंकड़े जिनमे, बुधवार को अमेरिकी सीपीआई, फेड प्रमुख जेरोम पॉवेल का भाषण, गुरुवार को बेरोज़गारी के दावों, से बाजार को आगामी दिशा के संकेत मिलेंगे और शुक्रवार से शुरू होने वाले चीनी न्यू ईयर का असर भी कीमती धातुओं के भाव मे दबाव बना सकता है।

Investing in the stock market has long been a popular way for individuals to grow their wealth. While it comes with its risks, the potential rewards can be significant, making it an attractive option for both new and seasoned investors. In this blog, we'll explore the advantages of investing in stock trading in simple language, helping you understand why so many people choose this path to achieve their financial goals.

1. Potential for High Returns

One of the biggest advantages of investing in the stock market is the potential for high returns. Over time, stocks have historically outperformed other types of investments, such as bonds or savings accounts. While not every stock will be a winner, with careful research and smart investing strategies, you can achieve significant growth in your investment portfolio.

2. Ownership in Companies

When you buy a stock, you're purchasing a small piece of a company. This means that as a shareholder, you have partial ownership in the company and can benefit from its success. If the company performs well, the value of your shares can increase, and you may also receive dividends, which are a portion of the company's profits paid out to shareholders.

3. Liquidity

Stocks are considered liquid assets, which means they can be easily bought and sold in the stock market. This provides investors with the flexibility to enter and exit investments relatively quickly. If you need access to your money, you can sell your stocks and typically receive the funds within a few days.

4. Diversification Opportunities

The stock market offers a wide range of investment opportunities across different sectors and industries. This allows you to diversify your investment portfolio, which can help reduce risk. By spreading your investments across various companies and industries, you're less likely to be severely impacted by the poor performance of a single stock.

5. Income Through Dividends

Many companies pay dividends to their shareholders, providing a source of regular income. While not all stocks pay dividends, those that do can offer a steady stream of income, which can be particularly appealing for retirees or investors looking for a passive income stream. Dividends can also be reinvested to purchase more shares, potentially increasing your overall returns over time.

6. Inflation Hedge

Inflation erodes the purchasing power of money over time, but investing in stocks can help protect against inflation. As companies raise prices to keep up with inflation, their earnings—and by extension, their stock prices—can increase. This means that the value of your investments may grow alongside or even outpace inflation, helping to preserve your wealth.

7. Participation in Economic Growth

When you invest in stocks, you're essentially betting on the growth of the economy. As the economy expands, companies typically experience higher profits, which can lead to increased stock prices. By investing in the stock market, you can benefit from the overall growth of the economy.

8. Learning and Personal Growth

Investing in the stock market requires you to stay informed about financial markets, economic trends, and company performance. This can lead to a greater understanding of how businesses operate and how global events impact economies. The knowledge and experience gained from stock trading can be valuable not just for your investments but also for making informed financial decisions in other areas of your life.

9. Flexibility and Control

Unlike some other investments, stock trading gives you direct control over your investment decisions. You can choose which companies to invest in, how much to invest, and when to buy or sell. This level of control allows you to tailor your investment strategy to your specific goals, risk tolerance, and time horizon.

Conclusion

Investing in stock trading offers numerous advantages, from the potential for high returns to the ability to diversify your portfolio and generate passive income through dividends. While it does come with risks, the flexibility, liquidity, and opportunities for learning and growth make it a compelling option for those looking to build wealth over time. Whether you're a seasoned investor or just starting, understanding these advantages can help you make informed decisions and take full advantage of the stock market's potential.

According to RBI, Indian banks’ bad loans could rise sharply by September, the highest in more than 22 years, creating a risk to the broader economy. The gross bad loans on bank balance sheets could rise to 14.8% as compared with the previous year which was 7.5% in September 2019.

In the worst-case scenario, the gross bad loans could rise to 14.8% - by the end of the second quarter of FY 2021-2022.

As per the assessment done by RBI, gross NPA has been consistently decreasing over the last two years, with the number at 7.5% in July-September 2020.

Under the worst stress scenario, RBI has marked a 7.6% contraction in the six months to March 31. As per the stress test conducted for the banks, the regulators observe three scenarios for the gross domestic product growth where 0% growth is counted as a baseline scenario, -2.1% as medium stress, and -7.6% as large stress.

The stress test was introduced by RBI in order to assure the bank's asset quality. Such tests tell the economic impairment latent in bank portfolios, with an aim for capital planning.

Among the large sectors, whether it is an industry, agriculture, asset quality has been improved noticeably, in September 2020 over March 2020, with a decline in gross NPA and stressed advance ratios.

Amongst the top 100 borrowers, the asset quality trends have been positive for the banking system. However, because of the moratorium on repayments that ended on 31 August, the standstill on asset classification and restructuring of loan accounts, the data on fresh loan impairments reported by banks may not reflect the true state of assets.

Shaktikanta Das, the governor of India, reiterated that the banks can face balance sheet impairment and capital shortfall once regulatory reliefs are rolled back. Further, he also said that liquidity and financing conditions have helped banks to improve their performance to a greater extent.

Earlier, RBI’s stress testing models have been criticized by numerous experts. Soumya Kanti Ghosh, chief economic advisor, State Bank of India mentioned that RBI’s stress testing methods could have a significant upward bias.

RBI’s stress testing models came with several disclaimers considering the uncertainty regarding the unfolded economic outlook and the extent debt recast benefits, the ratios are very sensitive to change.

RBI had allowed banks to reallocate loans for borrowers whose cash flow has been badly affected by Covid and allowed such loans to be relaxed despite their repayment norms being relaxed.

Implications of Capital Adequacy

The capital adequacy ratio is expected to drop from 15.6% in September 2020, to 14% in September 2021 under the baseline scenario and to 12.5% under the several scenarios, the RBI said.

The stress test results indicate four banks may fail to catch up the minimum capital level by September 2021, under the baseline scenario, without factoring in any capital infusion by stakeholders.

It is expected that the common equity tier I of scheduled banks may be reduced from 12.4% to 10.8 % under the baseline scenario.

To sum up .. the banking system’s capital base may be able to withstand the stress coming from the COVID 19 pandemic, some individual banks are required to support through phase-wise capital infusion, the RBI said.

चार सप्ताह से सीमित दायरे मे चल रहे अप्रैल वायदा सोने के भाव, बजट 2021 मे सीमा शुल्क कटौती होने से 49700 रुपय प्रति दस ग्राम से ऊपरी स्तरों से फिसल कर 47200 रुपय के निचले स्तरों तक पहुंच गए। सोने और चांदी मे सीमा शुक्ल 12.5 प्रतिशत से घटा कर 7.5 प्रतिशत कर दिया गया और 2.5 प्रतिशत एग्रीकल्चर इंफ्रास्ट्रक्चर विकास उपकर एवं 10 प्रतिशत अधिभार जोड़ा गया है।

जिससे कीमती धातुओं मे पहले 12.5 प्रतिशत लगने वाला सीमा शुल्क घट कर 10.75 प्रतिशत रह गया है। अंतर्राष्ट्रीय बाजार मे सिल्वर बार और सिक्के की हाज़िर मांग मजबूत होने और सिल्वर माइनिंग शेयर मे बढ़त के कारण कॉमेक्स वायदा चांदी मे तेज़ी देखि गई है। जिससे घरेलु मार्च वायदा चांदी मे शुल्क कटौती का हल्का प्रभाव देखा गया और सोने के भाव मे बिकवाली का दबाव रहा।

अंतराष्ट्रीय बाज़ारो मे सीमा शुल्क कटौती को सकारात्मक लिया गया है क्योकि भारत कीमती धातुओं का बड़ा आयातक है और भाव मे गिरावट से मांग मजबूत होने की सम्भावना बढ़ती है। कॉमेक्स वायदा सोने के भाव मे 15 डॉलर प्रति औंस की बढ़त दर्ज की गई और इसकी कीमते 1870 डॉलर के करीब रही है।

जबकि कॉमेक्स वायदा चांदी 9 प्रतिशत तेज़ होकर 29.5 डॉलर के स्तरों पर पहुंच गई है। घरेलु वायदा सोने मे बजट के दौरान 2 प्रतिशत की गिरावट दर्ज की गई और इसके भाव 48800 रुपय प्रति दस ग्राम के करीब रहे। घरेलु वायदा चांदी 5 प्रतिशत की तेज़ी होने के साथ इसके भाव 73500 रुपय प्रति किलो पर रहे।

तकनिकी विश्लेषण

सोने के भाव इस सप्ताह सीमित दायरे मे रह सकते है, इसमें 49900 रुपय पर प्रतिरोध और 47800 रुपय पर सपोर्ट है। मार्च वायदा चांदी के भाव मे इस सप्ताह तेज़ी रह सकती है और इसमें, 76000 रुपय पर प्रतिरोध तथा 71500 रुपय पर सपोर्ट है।

Stock market timings play an important role in helping investors to know about the market opening and market closing to ensure easy yet fast transactions. Also, it helps investors to take advantage of stock movements in the market and hence it becomes easier for them to make easy money.

It is important to know that the stock market opening time and stock market closing time vary for different countries in different time zones. Indian stock markets enable investors to trade only during a fixed timing of the day.

There are two major exchanges in the country namely Bombay stock exchange and National Stock Exchange in which the investors can trade through. Now, we will cover the stock market opening and stock marketing closing timings of the leading indices in India BSE and NSE.

Share Market Timings for BSE and NSE:

Pre Open Session:

The pre-opening timings start from 9.00 am and end at 9.15 am. The session is also known as order entry session. Here, investors can buy or sell any securities during this time.

The session is classified into three sub-sessions.

9.00 am - 9.08 am - This session is also known as order entry sessions where orders for any transactions can be placed. In other words, you can easily place the orders for transactions of any stock. Moreover, you can also modify or cancel orders during the time.

9.08 am - 9.12 am - The segment is used for price determination of security as it is used to calculate the opening price of the regular session. Also, this session is used for matching orders as it is done by corresponding demand and supply prices to ensure accurate transactions among investors who want to purchase or sell a security.

Price matching orders help investors in determining the price at which security is transacted during the Indian stock market timings.

9.12 am - 9.15 am - This session is used as a transition period between the pre-opening session and normal Indian share market timings. Also, no such transactions can be placed during this time.

Normal Session

This is the fundamental Indian share market timing that lasts from 9.15 am to 3.30 pm. Transactions processed during this time follow a bilateral order matching system, whereas price determination is done through demand and supply. Bilateral order machine systems are highly volatile in nature and hence there are multiple market fluctuations which can be reflected at any time in security prices.

Continuous Trading Session

This is one of the busiest sessions as in this trading session, mostly buying and selling of shares takes place. Hence, it is also known as primary share market timings. The continuous trading session starts from 9.15 am and ends at 3.30 pm. During this period, trades continue as orders match at time priority.

There are few things, which investors need to consider while trading during the session:

The closing price of the stock is measured as the weighted average of the stock prices between 3.00 - 3.30 pm. The closing price for BSE and NSE is calculated as the weighted average of the stock for the last 30 minutes or between 3.00 pm -3.30 pm.

Post Closing Session

The stock market timing in India is marked at 3.30 pm. It is held between 3.30 pm to 04.00 pm. During this time period, you are allowed to bid for the following day’s trade. If there are enough buyers and sellers, bids placed during this period are confirmed. It should be noted that the bids placed during 3.30 pm - 4.00 pm are not affected by the opening price of the stock market. Hence, if the closing price exceeds the opening price, then bids can be cancelled by the investors.

After Market Order (AMO)

AMO in which you can place orders to buy or sell the stock for the next trading day. This is apt for investors who are unable to monitor the market during the opening and trading session.

The overall stock market timings in India can be described as follow:

S.NoNameTime1Pre-opening 9.00 am -9.15 am2Normal Session9.15 am - 3.30 pm3Closing Session3.30 pm - 4.00 pm

How Can You Invest in the Stock Market?

Needless to say, the stock market is a great place where investors can grow their wealth. Strategic trading on the stock market can help you increase your income, also well-managed trading helps you to get constant returns which can be more than your income.

Investing can be a great way to grow your money, but it comes with risks. One way to manage those risks is by diversifying your portfolio. But what does that mean, and why is it important? Let’s break it down.

What Is Diversification?

Diversification means spreading your investments across different types of assets. Instead of putting all your money into one stock or investment, you invest in various stocks, bonds, real estate, or other assets. This way, if one investment doesn’t perform well, you have others that might do better.

Why Is Diversification Important?

1. Reduces Risk

The main reason to diversify is to reduce risk. If you invest all your money in one stock and that company faces trouble, you could lose a lot of money. However, if you have a mix of investments and one does poorly, the others may still perform well. This can help protect your overall investment.

2. Smoother Returns

Investing is often unpredictable. Some investments may perform well at certain times, while others may struggle. By diversifying, you can achieve more stable returns over time. When one investment is down, another might be up, balancing things out and leading to less volatility in your portfolio.

3. Takes Advantage of Opportunities

Different assets perform better in different market conditions. For example, during a booming economy, stocks may rise, while during a recession, bonds may offer more stability. By diversifying, you can take advantage of opportunities in various markets, increasing your chances of earning a profit.

4. Enhances Potential Returns

While diversification helps manage risk, it can also enhance your potential returns. By including different types of assets in your portfolio, you can access various growth opportunities. For example, if you invest in stocks, bonds, and real estate, you might find that some of these assets provide strong returns at different times.

5. Protects Against Market Changes

The market can change quickly due to economic shifts, political events, or changes in consumer behavior. By diversifying your portfolio, you can protect yourself against sudden market changes. If one sector is hit hard, having investments in other sectors can help cushion the blow.

6. Long-Term Strategy

Diversification is a key part of a long-term investment strategy. It encourages you to think about your investments holistically rather than focusing on individual stocks or assets. This approach can lead to better decision-making and ultimately help you achieve your financial goals over time.

How to Diversify Your Portfolio

Now that you understand why diversification is important, here are some tips on how to do it:

1. Invest in Different Asset Classes

Consider investing in a mix of asset classes like stocks, bonds, mutual funds, and real estate. Each asset class behaves differently in various market conditions.

2. Choose Various Sectors

Within the stock portion of your portfolio, invest in different sectors such as technology, healthcare, finance, and consumer goods. This way, you’re not relying on one sector to drive your returns.

3. Include International Investments

Look beyond your local market. Investing in international stocks and funds can provide additional opportunities and reduce your reliance on your home country's economy.

4. Consider Different Investment Styles

Mix growth and value investments. Growth stocks may offer higher potential returns, while value stocks can be more stable and provide dividends.

5. Regularly Review and Adjust

Your investment needs and market conditions will change over time. Regularly review your portfolio to ensure you maintain a good balance and make adjustments as necessary.

Conclusion

Diversifying your portfolio is a crucial strategy for managing risk and enhancing potential returns. By spreading your investments across different asset classes, sectors, and regions, you can protect yourself against market fluctuations and take advantage of various growth opportunities. Remember, the goal is to create a well-rounded portfolio that aligns with your financial goals and risk tolerance. Taking the time to diversify can lead to more stable and successful investing in the long run.

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