India’s investing landscape has changed drastically. As of 2025, over 12 crore retail investors trade and invest digitally through mobile apps — but not all trading apps are created equal.
While flashy interfaces and low brokerage attract attention, serious traders look for real value — insights, alerts, human support, and trust. That’s where Swastika Investmart takes the lead.
Let’s explore why Swastika is the best trading app in India, and how it compares with other popular platforms.
Here’s what makes the Swastika App truly stand out:
Meet Neha, a 28-year-old working professional from Indore. She started investing during the COVID boom via Groww but felt overwhelmed when trying to trade actively.
After switching to Swastika, she now:
When selecting a trading app in 2025, don’t be swayed only by design or low fees. Choose an app that supports you with alerts, recommendations, personal touch, and market wisdom.
That’s why Swastika Investmart isn’t just another app — it’s your trading assistant.
👉 Open Free Account Now
सोने- चांदी के भाव पिछले सप्ताह जैक्सन होल सिम्पोसियम के होने के कारण एक सीमित दायरे में ही रहे और कीमती धातुओं में कारोबार का दायरा सकारात्मक रहा। अमेरिका की 10 साल बांड उपज बढ़कर 1.34 प्रतिशत हो गई है।
डॉलर की तुलना में रूपया पिछले सप्ताह में 0.37 प्रतिशत मजबूत हुआ है जबकि डॉलर इंडेक्स जो सोने की विपरीत दिशा में चलता है, 0.82 प्रतिशत की गिरावट दर्ज की गई है। अमेरिका से जारी बेरोज़गारी के दावे और प्रिलिम जीडीपी के आंकड़े अनुमान से कमजोर दर्ज किये गए।
दूसरी ओर, अफगानिस्तान में बदतर होती परिस्थिति के कारण निवेशकों का भरोसा सोने में बना हुआ है। कच्चे तेल के भाव में 300 रुपये प्रति बैरल की तेज़ी पिछले सप्ताह में देखि गई है जिससे सोने के भाव को सपोर्ट मिला है।
शुक्रवार को हुए जैक्सन होल सिम्पोजियम के भाषण मे पॉवेल के मुताबिक इस बात पर विश्वास करने का कोई कारण नहीं है कि मूलभूत अवस्फीति के कारण अचानक बदल गए हैं, और मुद्रास्फीति लगातार घटने की संभावना है।
श्रम बाजार में पर्याप्त सुस्ती और महामारी जारी रहने के साथ, गलत समय पर नीतिगत कदम विशेष रूप से हानिकारक हो सकता है। संपत्ति खरीद कार्यक्रम इस साल के अंत तक घटाया जा सकता है लेकिन सीधे तोर पर ब्याज दर वृद्धि के संकेत नहीं है।
फेड प्रमुख जेरोम पॉवेल के बयां के बाद कीमती धातुओं में निचले स्तरों से उछाल देखा गया। और अक्टूबर वायदा सोना निचले स्तरों से 400 रुपये मजबूत होकर 47200 रुपये प्रति दस ग्राम पर रहा।
इस सप्ताह कीमती धातुओं में तेज़ी रह सकती है। सोने में 46700 रुपये पर सपोर्ट है और 48000 रुपये पर प्रतिरोध है। दिसंबर वायदा चांदी में 62500 रुपये पर सपोर्ट और 64500 रुपये पर प्रतिरोध है।
Treasury bonds can turn out to be a good investment for the ones who seek stable returns or for those who are close to retirement. Are treasury bonds a good investment choice?
Investors consider several factors before applying for a bond: these factors include the type of bond, the amount the interest the bond pays, and the time duration their investment will be tied up.
Apart from these factors, there are other things also which can bear risk tolerance with a bond’s risk of default. These bonds are guaranteed by the US government.
US Treasury bonds are also a type of fixed income type that help investors to get guaranteed returns.
Fixed income refers to those investment securities that pay a fixed sum of interest or dividend payments till their maturity date. Government and fixed income bonds are considered as one of the safest fixed income instruments in the world.
A bond is a debt security issued by an investor to a borrower. Here, the investors are: governments and organizations where they raise funds by issuing bonds and borrowers are the ones who purchase these securities and in turn achieve a significant amount of interest from the government.
It may be noted that the government pays you the principal amount on the date of maturity.
If you want to diversify your portfolio with the purpose of equity, you need to consider bonds as an asset class. Just like the equity trading market where investing comes with profits and loss, investing in bonds also has its good or bad.
Here are some of the pros and cons:
Before taking a deep dive into bonds, let’s take a look at the terminologies:
The amount of bond will be worth only at its maturity. It is the reference amount that the issuer issues while calculating the interest payments. For instance, if someone purchased a bond worth $1K, that becomes the face value of that bond.
The rate of interest issuers will pay on the face value of the bond. A coupon rate of 5% will mean the bondholder will receive 5% every year on the $1K invested.
Dates on which the bond issuer will pay interest. The coupon date can be monthly, quarterly, annually.
The date at which the bond will mature and the bond issuer will return the face value of the bond.
An expense ratio is an annual fee a fund charges to cover its expenses. For instance, if an ETF has an expense ratio of 1%, it means the fund uses 1% of the assets to cover the expenses.
Bonds are classified through their credit ratings of which the highest quality of bonds are classified as investment grade.
Under this category, bonds are issued by the US government and stable blue-chip companies. Different bonds are available and therefore it is up to you which bond you want to invest in. Bonds that have poor credit ratings have a higher risk of default.
High rated bonds are rated as AAA while D means default. Bonds that come with a longer maturity date usually have a higher rate of interest. This is because such bonds have bondholders to default risk that can be extended for a longer period.
Agencies like S&P, Moody’s, and CRISIL have the authority to give credit ratings to bonds.
US government bonds are generally issued by the federal government for a specific duration. These bonds are considered as less defaulter and therefore they carry the lowest rate of default. The bonds that the US Treasury issues are known as T-bills or treasury bills.
Treasury bills are a type of government bond at which the maturities start from a few days to 52 weeks. These short term government bonds are sold at a discount from their face value.
These bonds have a tenor of 20 or 30 years as these bonds pay interest every six months.
Government securities are issued with maturities of two, three, five, seven and ten hours.
There are securities that are issued with maturities of five, 10 and 30 years. These securities pay interest every six months. The only difference from the bonds is that the issuer adjusts the principal of such securities based on the Consumer Price Index (Consumer Price Index).
FRNs are issued for a two years term and pay interest to their shareholders on a quarterly basis. The interest rates rise and fall which is based on discount rates for 13-week Treasury bills.
These are low-risk savings products that not only earn interest but also protect you from inflation fluctuations.
These are savings products that pay interest based on current market rates until 30 years or you cash them.
ETFs are the easiest way to invest US treasuries and corporate bonds as these are very lost cost securities than other securities. These types of investments are made under the Liberalized Remittance Scheme of the RBI.
Below is a list of some ETFs of different tenors that you can consider for investing in US Treasuries.
This ETF tracks treasury bonds with short term maturities ranging from 1-3 years. The fund carries an expense ratio of 0.15%. It has total assets worth $19.5 2B and a dividend yield of 0.46%.
The fund offers exposure which has a tenure of three to 10 years. The fund has the lowest expense ratio at 0.05%. This ETF has assets worth $7.62B under management.
This ETF records an index that offers exposure to US treasuries having a maturity of 10 years and more. It carries minimal credit risk but a significant amount of risk associated with it. The fund has an expense ratio of 0.06% and has an AUM of $3.56.
Bonds can be considered as the safest yet most trusted investment security irrespective of age. This is because bonds can provide income, safety, and help to minimize the risk in an investment portfolio.
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Starting a business is challenging, similar to navigating a ship through turbulent seas. In today's technology-driven world, innovative ideas have the potential to create significant impact, with thousands of startups emerging each year, promising to revolutionize various sectors. However, many of these startups fail within two to three years despite their promising beginnings. Understanding why this happens, the steps necessary for success, and how investment bankers can support these ventures is crucial for any entrepreneur.
What is an Investment Bank?
An investment bank primarily helps companies, including startups, access capital markets to raise money for growth and other business needs. Unlike commercial banks that offer loans at fixed interest rates and are subject to regulatory limits on lending, investment banks offer a broader range of financial services and are not as restricted by lending limits. This makes them particularly valuable for startups needing substantial funding.
Key Services Provided by Investment Banks
Beyond fundraising, investment banks conduct thorough research, analyze company valuations, and provide accurate data for business expansion. They also help startups determine how much capital is required and map out their financial structure.
How Investment Banking Works for Startups
Investment banks are crucial for startups as they provide the necessary capital and strategic advice to help these new ventures grow and succeed. Here's how they work:
Detailed Due Diligence
Before partnering with a startup, investment bankers conduct extensive research and due diligence. This involves reviewing the startup's business model, financial projections, market potential, and competitive landscape. This ensures that the startups they present to potential investors are robust and have a high likelihood of success.
Fundraising Strategies
Investment bankers are adept at crafting fundraising strategies that meet the specific needs of a startup. They identify the best sources of capital, whether through equity, debt, or hybrid instruments, and structure the deals to maximize the startup's financial health and growth potential.
Building Investor Relationships
Investment bankers have extensive networks of potential investors, including venture capitalists, private equity firms, and institutional investors. They leverage these relationships to connect startups with suitable investors, facilitating deals that might not have been possible otherwise.
Advisory Services
Beyond raising capital, investment bankers provide valuable advisory services. They help startups with financial planning, corporate restructuring, and strategic decision-making, ensuring that the business is well-positioned for long-term success.
Why Should Startups Engage with Investment Bankers?
Engaging with investment bankers can provide startups with several advantages:
To illustrate the impact of investment banking on startups, let's look at a few success stories in India:
Flipkart, one of India's largest e-commerce platforms, benefited significantly from investment banking services. Early on, Flipkart raised substantial funds through multiple rounds of equity financing, facilitated by investment banks. These funds allowed Flipkart to scale rapidly, expand its product offerings, and improve its logistics and supply chain management.
Paytm, a leading digital payment platform in India, also leveraged investment banking services to fuel its growth. Investment banks helped Paytm raise billions of dollars in capital from prominent investors, enabling it to diversify its services, enter new markets, and compete with global giants like Google Pay and Amazon Pay.
Ola, a popular ride-hailing service in India, used investment banking to secure funding from international investors. This capital infusion allowed Ola to expand its fleet, enhance its technology platform, and extend its services to smaller cities and towns, solidifying its market position.
While engaging with investment bankers can provide significant advantages, startups should also be aware of potential challenges:
1. Cost: Investment banking services can be expensive, with fees based on the capital raised or the complexity of the transaction. Startups need to weigh these costs against the benefits.
2. Dilution of Ownership: Raising equity capital often involves issuing new shares, which can dilute the ownership of existing shareholders. Startups need to carefully consider the implications of this dilution.
3. Regulatory Compliance: Navigating the regulatory landscape can be complex, especially for startups unfamiliar with the requirements. Investment bankers can help ensure compliance, but startups must still be diligent in understanding their obligations.
4. Alignment of Interests: It's crucial for startups to find investment bankers whose interests align with their own. Misalignment can lead to conflicts and suboptimal outcomes.
Investment banking can be a powerful tool for startups in India, providing access to capital, strategic advice, and valuable networking opportunities. By understanding the services offered by investment banks and how they can support growth, startups can better navigate the challenging landscape of entrepreneurship. Engaging with investment bankers requires careful consideration of costs, regulatory requirements, and the alignment of interests, but the potential benefits can far outweigh the challenges. As illustrated by success stories like Flipkart, Paytm, and Ola, the right partnership with an investment bank can propel a startup to new heights, turning innovative ideas into successful, sustainable businesses.
Stock trading can be very profitable, especially if you stick with it for a long time. To be successful, it's important to understand things like a company's financial health and its real value.
Trading has been around for a long time, starting with the barter system where people traded goods directly with each other. This old form of trading laid the groundwork for the modern stock market.
The stock market is a place where people buy and sell shares of companies. These shares represent part ownership in the business. The first modern stock exchange started in Amsterdam in 1602, where people traded shares of the Dutch East India Company.
Derivatives, which are contracts based on the value of an asset, were first traded in 1607 by a single company. Dividends, or profits shared with stockholders, were given out a few years later. Amsterdam was also the birthplace of futures and options trading.
Today, more and more people are getting interested in the stock market, even those who don’t have much experience. Many see trading as a good way to grow their wealth.
Staying consistently profitable in trading is the goal of every trader, but the journey isn’t always smooth. However, by following some proven strategies, you can increase your chances of staying in the green. Here are ten tried and tested trading strategies to help you stay in profit, explained in simple language.
The foundation of successful trading is having a clear goal and a solid plan. Before you even make your first trade, know what you want to achieve.
A stop-loss order is a tool that automatically sells your stock if it drops to a certain price, preventing further losses.
Diversification means spreading your investments across different assets or sectors to reduce risk.
Trend trading is a strategy where you make decisions based on the direction of the market.
Risk management involves controlling the amount of money you expose to potential loss on any given trade.
Emotions like fear and greed can cloud your judgment and lead to poor trading decisions.
Markets are constantly changing, so it’s important to review your trading strategy regularly.
Support and resistance levels are key concepts in technical analysis that can help you make better trading decisions.
Technical indicators like moving averages, Relative Strength Index (RSI), and MACD can provide insights into market trends and potential entry and exit points.
The financial markets are influenced by various factors, including economic data, geopolitical events, and market sentiment. Staying informed helps you anticipate potential changes.
Trading for profit requires discipline, knowledge, and the right strategies. By setting clear goals, managing risk, following trends, and staying updated, you can increase your chances of consistent profitability. Remember, no strategy guarantees success, but these ten tried and tested methods can significantly enhance your trading outcomes.
वैश्विक स्तर पर बढ़ते कोवीड-19 मामलों के कारण चल रही अनिश्चितता और डेल्टा संस्करण के निरंतर प्रसार से, साथ ही अफगानिस्तान के भू राजनितिक मुद्दों के कारण अनिश्चितता बढ़ी है जिससे सोने के भाव को सपोर्ट मिला हुआ है। घरेलु बाजार में डॉलर 0.15 प्रतिशत साप्ताहिक तेज़ हुआ है।
लेकिन अमेरिका से अपेक्षाकृत सकारात्मक आर्थिक आंकड़ों ने डॉलर, जो सोने के विपरीत दिशा में चलता है को एक मजबूती दी है जिसके कारण सोने और चांदी के भाव में दबाव बना हुआ है। डॉलर उम्मीदों से अधिक तेज़ हुआ है जिसके पीछे की वजह अमेरिकी फेडरल रिजर्व है जो इस साल प्रोत्साहन को कम करना शुरू कर सकता है। जैसा कि पिछले सप्ताह प्रकाशित, जुलाई की बैठक के मिनटों से पता चलता है।
चीन में डेल्टा वेरिएंट के कारण आंशिक प्रतिबंध होने से औद्योगिक मांग घटी है जिसके कारण चांदी के भाव में तुलनात्मक रूप से अधिक मंदी पिछले कुछ सप्ताह में रही है। दूसरी तरफ, वैश्विक स्तरों पर प्रतिबंद होने के कारण कच्चे तेल की मांग भी घटने की सम्भावना होने से कीमतों में दबाव है। सोना-कच्चे तेल का अनुपात बढ़ने लगा है और कच्चे तेल की कीमते सपोर्ट स्तरों पर है।
कच्चे तेल में अगर आगे भी गिरावट होती है तो सोने के भाव में दबाव रह सकता है। एसपीडीआर गोल्ड ट्रस्ट में होल्डिंग्स अगस्त माह में घट कर 1015 टन के निचले स्तरों पर है। अमेरिका में नए बेरोजगारी दावों की संख्या पिछले सप्ताह गिरकर 17 महीने के निचले स्तर पर आ गई, जिसके मुताबिक एक और महीने में मजबूत रोजगार वृद्धि हुई है। अफगानिस्तान में बढ़ती चिंताओं के कारण सोने में सेफ हेवन मांग का सपोर्ट है।
इस सप्ताह अमेरिका के प्रमुख आंकड़े है जिनमे : सोमवार को फ़्लैश मैन्युफैक्चरिंग पीएमआई, बुधवार को कोर दुरेबल गुड्स ऑर्डर्स, गुरुवार को बेरोज़गारी दावे, प्रिलिम जीडीपी, जैक्सनहोल सिम्पोसियम और शुक्रवार को आर्थिक नजरिये पर फेड प्रमुख जेरोम पॉवेल का बयान है।
इस सप्ताह सोने और चांदी के भाव पर दबाव रह सकता है। सोने में 48200 रुपये पर प्रतिरोध है और 47000 रुपये पर सपोर्ट है। चांदी में 64000 रुपये पर प्रतिरोध और 61000 रुपये पर सपोर्ट है।
Since its commencement, Dr Sanjiv Goenka is the Chairman of RP-Sanjiv Goenka Group. With a US $6 billion resource base and US $4 billion income, the RP-Sanjiv Goenka Group is one of India's quickest developing aggregates with a critical worldwide presence.
The Group's organizations incorporate power and energy, carbon black manufacturing, retail, IT-enabled services, FMCG, media and entertainment, and agriculture.
POWER - CESC LIMITED, HALDIA ENERGY LIMITED, DHARIWAL INFRASTRUCTURE LIMITED, NOIDA POWER COMPANY LIMITED, INTEGRATED COAL MINING LTD, SURYA VIDYUT LIMITED, CRESCENT POWER LIMITED
CESC LIMITED
Founded in 1899 From coal mining to power generation and dissemination, CESC is a completely coordinated power utility with tasks spanning across the whole worth chain. It is established in Rajasthan.
HALDIA ENERGY LIMITED
An auxiliary of CESC, HEL works on two 300 MW coal-based nuclear energy stations at Haldia in West Bengal.
DHARIWAL INFRASTRUCTURE LIMITED
Another auxiliary, DIL, additionally works on two 300 MW coal-based thermal power plants at Chandrapur in Maharashtra.
NOIDA POWER COMPANY LIMITED
Founded in December 1993, and established at greater Noida it is a joint endeavour between RP-Sanjiv Goenka Group and Greater Noida Industrial Development Authority.
INTEGRATED COAL MINING LTD
Received numerous wellbeing grants for its safe and ecologically responsive ICML was framed by CESC to mine coal from the Aristotle coal block in Ranigunj, West Bengal, for hostage supply of coal to its organizations.
CRESCENT POWER LIMITED
CPL works on a coal washery and a thermal plant near Asansol in West Bengal.it cleans the coal mined at the ICML, further at CESC transporting to the power generating plants the rejected coal is sent to the other power plant.
CARBON BLACK – PHILLIPS CARBON BLACK LTD.
The organization has a presence in excess of 33 nations’ is the main player for carbon black with clients across the globe. It is India's biggest carbon black manufacturer, with four best in class plants at Durgapur, Pale, Kochi and Mundra.
IT SERVICES – FIRSTSOURCE SOLUTIONS LIMITED (FSL)
First source solutions limited (fall) is a BPM that is Business Process Management service provider group acquired it and it is their first IT venture.
MEDIA and ENTERTAINMENT - SAREGAMA INDIA LTD, OPEN MEDIA NETWORK, FORTUNE INDIA, EDITORJI
SAREGAMA INDIA LTD
Sarema is India's most seasoned music name, most youthful film studio and multi-language TV content maker.
OPEN MEDIA NETWORK
Open, the leader brand of Open Media Network, is a week after week magazine that catches the contemporary news on political, financial and social spirit messiness free, dynamic and visual configuration.
FORTUNE INDIA
It is one of the top business magazines. Founded in July 2010, RPSG Group obtained a selective license in 2020 for distributing both print and computerized configurations of Fortune India. It follows the economic and financial journey of India through its magazine and site.
EDITORJI
RPSG Group obtained a stake in Editor in July 2020. Dispatched in October 2018, Editorji is situated as a disruptive offering in the digital news space. multilingual video news stage that gives a totally different approach with the help of AI.
Purchaser AND RETAIL - SPENCER'S RETAIL, NATURE'S BASKET, TOO YUMM! - GUILTFREE INDUSTRIES LTD, EVITA - APRICOT FOODS LIMITED, DR. VAIDYA'S - HERBOLAB INDIA PVT LTD
SPENCER'S RETAIL
Spencer's is a multi-design retailer giving a wide scope of value items across classes like food, individual consideration, style, home fundamentals, electrical and hardware.
NATURE'S BASKET
Nature's Basket, with a focus on rebuilding India's fine food experience, is an auxiliary of Spencer's Retail, works with more than 35 stores in Mumbai, Pune, Kolkata and Bengaluru.
TOO YUMM! GUILTFREE INDUSTRIES LTD
Established as a superior for-you eating brand, Too Yummy! offers numerous items in the eating classification
VAIDYA'S - HERBOLAB INDIA PVT LTD
Dr Vaidya's is the centre ethos of the brand is to inventively offer India's antiquated information on Ayurveda trendy Ayurvedic items organization bringing 150 years of inheritance and
EVITA - APRICOT FOODS LIMITED
dispatched in 2004 and obtained by the RPSG Group in 2017. Apricot Foods Limited, under the brand name Evita, gives customary and western bites has a huge item portfolio with in t excess of 45 distinct variations and 80 SKUs. for the mass market.
SPORTS – RPSG SPORTS COMPANY, ATK MOHUN BAGAN
ATK MOHUN BAGAN
The permit for the club was gained in 2014 The Group's first games resource was ATK - a football club situated in Kolkata, which contends in the Indian Super League football rivalry.
RPSG SPORTS COMPANY
In a bid to improve the brandishing local area of India, RPSG Group has put resources into numerous sports since 2014.
RPSG VENTURES
It is an IT service management company which was Founded in 2017 and Headquarters situated in India. Its Subsidiaries include Herb lab India Pvt Ltd, Bowlopedia Restaurants India Limited
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