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The IPO market in India in 2025 remained one of the most closely watched segments of the equity market. With strong domestic participation, rising demat accounts, and easy access to online investing, IPOs continued to attract massive attention from retail investors.
However, 2025 was also a reality check. While some IPOs delivered impressive listing gains, others struggled to hold their issue price. This divergence made one thing clear, IPO investing is no longer about blind subscriptions but informed decision-making.
As we step into 2026, understanding last year’s IPO performance becomes critical for navigating the primary market ahead.
Despite global macro uncertainties, India’s primary market stayed resilient in 2025. Several companies tapped the capital markets to fund expansion, deleverage balance sheets, and provide exits to early investors.
Key trends observed:
While subscription numbers remained healthy, post-listing performance became the real differentiator.
Some IPOs stood out by delivering strong listing gains, rewarding investors who focused on fundamentals rather than hype.
These IPOs benefited from:
Such listings reinforced the idea that quality businesses still command a premium in the IPO market.
Not all IPOs had a smooth debut. A few listings disappointed investors by opening below issue price or losing momentum shortly after listing.
Common red flags among weak IPOs:
These cases highlighted the importance of reading offer documents and understanding business fundamentals.
A closer IPO performance analysis reveals clear patterns.
Winning factors included:
Meanwhile, IPOs relying purely on market sentiment struggled once listing-day excitement faded.
SEBI continued to play a crucial role in shaping a healthier IPO ecosystem in 2025.
Key regulatory measures included:
These steps helped retail investors make better-informed decisions and reduced information asymmetry.
The IPO market in India 2026 is expected to be more selective but fundamentally stronger.
Likely trends:
Upcoming IPOs in India are expected to come from companies with proven business models rather than concept-stage stories.
IPO investing in 2026 will demand discipline and patience.
Smart investors should:
Using research-backed platforms and expert insights can significantly improve IPO selection quality.
Swastika Investmart, a SEBI-registered brokerage, supports investors with in-depth IPO analysis, timely updates, and investor education.
Key strengths include:
This empowers investors to participate in IPOs with clarity rather than speculation.
👉 Open your trading account now
Was 2025 a good year for IPO investors?
Yes, but selectively. Quality IPOs performed well, while overvalued listings underperformed.
Do IPO listing gains guarantee long-term returns?
No. Long-term performance depends on business growth, earnings, and governance.
Are SEBI regulations making IPOs safer?
Yes. SEBI’s tighter norms have improved transparency and reduced risks for retail investors.
What should investors focus on in the IPO market in India 2026?
Fundamentals, valuation discipline, and long-term business potential.
The IPO market in India in 2025 taught investors valuable lessons. Listing gains are no longer guaranteed, and blind optimism can be costly. As we move into 2026, IPO investing is evolving into a more mature, research-driven activity.
Investors who focus on quality, regulatory compliance, and long-term value creation will be better positioned to benefit from upcoming IPOs in India.
If you are planning to explore IPO opportunities through a SEBI-registered, research-focused platform, Swastika Investmart offers the tools and insights to help you invest with confidence.
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We’ve entered an era where algorithms predict market moves, AI tools build personalized portfolios, and data-driven insights guide investment decisions.
Yet, at the center of this high-tech transformation lies a humble yet vital foundation the Demat Account.
A Demat (Dematerialized) Account is more than a place to hold your shares digitally it’s the gateway to AI-powered wealth creation, offering security, automation, and integration with new-age trading tools.
Let’s explore why every investor beginner or seasoned needs one in the AI-driven era of investing.
A Demat Account stores shares, ETFs, bonds, and mutual fund units in electronic form, eliminating the need for physical certificates.
It’s regulated by SEBI and maintained through depositories like NSDL (National Securities Depository Limited) and CDSL (Central Depository Services Limited).
In simpler terms, it’s your digital locker where all your investments live securely.
You can open one through SEBI-registered brokers like Zerodha, Groww, Angel One, Upstox, or Swastika Investmart, each connected to NSDL/CDSL systems.
In the past, investors tracked stock certificates manually. Today, everything from IPOs to ETFs happens digitally.
Without a Demat account, you can’t even buy or sell listed securities on Indian exchanges.
But in 2025, the importance goes beyond compliance it’s about unlocking AI-powered efficiency.
Here’s why 👇
AI systems analyze your holdings to recommend rebalancing, risk management, and tax-efficient moves all possible through your linked Demat data.
Modern trading platforms use machine learning to monitor price movements and auto-trigger stop-loss or alerts based on your Demat positions.
AI-powered brokers use predictive analytics to optimize entry/exit points, saving time and reducing emotional bias.
AI dashboards visualize your holdings in real time across stocks, mutual funds, ETFs, and bonds all synced to your Demat account.
AI algorithms track unusual transactions, flagging unauthorized access, and protecting investors under SEBI’s investor protection framework.
The integration of Artificial Intelligence with Demat systems has revolutionized how investors interact with markets.
As AI grows, your Demat account becomes the central nervous system of your financial profile, connecting multiple apps, analytics, and strategies in one ecosystem.
Even in this high-tech world, SEBI remains the ultimate safeguard.
It ensures brokers, platforms, and AI tools adhere to transparency, risk disclosure, and investor data protection norms.
Key measures include:
This ensures that technology serves investors not the other way around.
While fintech startups focus on automation, Swastika Investmart combines the best of both worlds human expertise + artificial intelligence.
Here’s why it stands out in 2025:
In short, Swastika isn’t just offering a Demat account it’s offering a secure, intelligent, and intuitive investing experience.
Let’s take Riya, a 27-year-old new investor from Pune.
She opens a Swastika Demat account, links it to an AI-driven app, and starts her first SIP in ETFs.
The AI platform analyzes her portfolio:
Her investments are safe (SEBI-regulated), accessible (24/7 dashboard), and optimized (AI-driven).
That’s the future where AI and Demat work hand-in-hand for wealth creation.
1. Why is a Demat account important in the AI era?
Because AI-driven platforms depend on Demat-linked data to analyze, automate, and execute smart investment decisions securely.
2. Can AI trade using my Demat account automatically?
Yes, through SEBI-approved APIs and eDIS authorization, AI platforms can execute trades with your consent.
3. Is my data safe in an AI-linked Demat account?
Absolutely. SEBI, NSDL, and CDSL enforce data encryption and dual-factor authentication to ensure safety.
4. Which broker offers the best AI-integrated experience?
Swastika Investmart stands out with its AI tools, transparent advisory, and regionally personalized investor support.
5. Can beginners benefit from AI-driven investing?
Yes. AI tools simplify analysis, automate risk alerts, and guide SIPs, making it easier for new investors to start smartly.
In an age where AI analyzes trillions of data points before a single trade is placed, your Demat account becomes the bridge between human intelligence and machine precision.
From real-time insights to fraud detection, it powers the next generation of smart investing.
By choosing a SEBI-regulated broker like Swastika Investmart, you combine AI innovation, research-backed strategy, and old-school trust exactly what investors need in this digital era.
Because the future of investing isn’t just about returns it’s about intelligence, safety, and evolution.
👉 Open your Demat & Trading Account with Swastika Investmart — trusted SEBI-registered broker with expert research, powerful tools, and dedicated customer support.
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If you’ve ever worn a helmet in India, chances are high it carried the Studds logo. Incorporated in 1975 and established in 1983, Studds Accessories Limited is headquartered in Faridabad, Haryana. Over the last four decades, it has transformed from a small manufacturer to India’s largest two-wheeler helmet company by revenue and the world’s largest by volume.
The company designs, manufactures, and markets helmets and two-wheeler accessories under two strong brands —
With over 9 million units annual manufacturing capacity and exports to 70+ countries, Studds stands as a global face of Indian safety gear innovation.
Studds has maintained consistent top-line growth with rising profitability. Its PAT margin improved from 6.6% in FY23 to 11.9% in FY25, reflecting strong cost efficiency and better product mix.
The company’s Return on Capital Employed (ROCE) stands at 20.25%, signaling efficient utilization of capital resources.
At the upper price band of ₹585, Studds is valued at a P/E of 33.05x based on FY25 earnings. This makes the issue fully priced, but justified considering its steady growth trajectory, brand dominance, and future expansion plans — including a new high-capacity manufacturing facility in Telangana.
Swastika Investmart’s research team has given a “Subscribe for Long-Term” rating, citing stable profitability, market leadership, and scalability potential.
India’s two-wheeler market continues to grow, driven by rising urban mobility and affordable financing. With stricter helmet safety norms and increasing awareness, demand for certified helmets is surging. Studds, already a trusted household name, is well-positioned to capitalize on this long-term shift.
Its IPO not only represents a growth opportunity for investors but also signals the maturing of India’s protective gear manufacturing ecosystem — aligning perfectly with the Make in India and Atmanirbhar Bharat initiatives.
1. What is the price band for Studds Accessories IPO?
The price band is set between ₹557 and ₹585 per share.
2. What are the IPO opening and closing dates?
It opens on October 30, 2025 and closes on November 3, 2025.
3. How is Studds financially performing?
The company reported ₹595.89 crore in revenue for FY25 with a 20% EBITDA margin and 11.9% PAT margin.
4. Is the IPO fairly priced?
At a P/E of 33.05x, it’s fully priced but supported by strong fundamentals and long-term growth potential.
5. Should investors apply for this IPO?
Swastika Investmart recommends Subscribe for Long-Term given the company’s brand strength and consistent performance.
Studds Accessories Ltd. brings a blend of brand legacy, consistent financial growth, and innovation to the Indian stock market. While valuations appear on the higher side, its leadership position and robust expansion strategy justify investor confidence.
If you’re a long-term investor seeking exposure to India’s rising safety gear and auto accessory sector, this IPO could be a solid pick.
👉 Open your Demat & Trading Account with Swastika Investmart — trusted SEBI-registered broker with expert research, powerful tools, and dedicated customer support.
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Orkla India, incorporated in 1996, is a multi-category Indian food company with a portfolio spanning breakfast, snacks, ready-to-cook mixes, beverages and desserts. Its flagship heritage brands — MTR, Eastern and Rasoi Magic — give the company strong consumer recall and distribution reach.
The IPO opens on 29 October 2025 and closes on 31 October 2025, with a price band of ₹695–₹730 and a total issue size of ₹1,667.54 crore. Listing is planned on BSE and NSE.
Orkla India’s listing is significant for two reasons. First, it brings well-known Indian heritage FMCG brands to the public markets, giving retail investors direct access to home-grown food staples. Second, the offering arrives at a time when FMCG valuations are under scrutiny — investors are weighing brand strength against growth momentum and raw-material cost pressure.
In the broader market, FMCG companies with clear growth levers and steady margin profiles tend to attract long-term investors. Orkla India has brand and distribution strength, but the IPO note flags limited revenue and profit growth over the last three years, which tempers the upside expectation.
Strengths
Key risks
The report’s Neutral rating reflects a balanced view: strong brands and wide distribution versus muted growth and valuation that looks tight relative to recent performance. The IPO may suit investors who value brand equity and steady cash flows, but those seeking aggressive growth or quick listing pops may find the risk-reward limited.
Think of Orkla India as a beloved regional restaurant chain that has mastered its recipes and built loyal customers but has only slowly expanded footprint and average spend per customer. The brand gives trust, but without faster store openings or higher per-store sales, revenue growth remains modest. The IPO offers a chance to own that brand, but returns will depend on execution — expanding penetration, new products, cost management — all points flagged in the IPO note.
Q: When is the Orkla India IPO open?
A: The IPO opens on October 29, 2025 and closes on October 31, 2025.
Q: What is the price band and issue size?
A: Price band is ₹695–₹730 per share; total issue size is ₹1,667.54 crore.
Q: Is Orkla India profitable?
A: Yes. FY25 net profit was ₹255.69 crore and EBITDA margin improved to 16.15% in FY25.
Q: What are the main risks?
A: Major risks include commodity cost volatility (raw & packaging materials), supplier dependence, and execution risks around scaling distribution.
Orkla India brings established brands and wide distribution to the IPO market. The company’s FY25 improvements in margin and steady revenue base are positives, but muted three-year growth and commodity-linked cost structure justify a cautious stance. Hence, we assign a Neutral rating.
If you want research, easy online account opening, and tech-enabled trading to act quickly on IPOs, Swastika Investmart offers SEBI-registered services, strong research tools, responsive customer support, and investor education to help you decide.
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The Indian financial landscape witnessed another major corporate development as Dhani Services and Yaari Digital Integrated Services officially merged into Indiabulls Enterprises Limited (IEL), effective October 14, 2025.
This merger is being seen as part of Indiabulls Group’s broader strategy to consolidate its diversified businesses under one umbrella — bringing digital finance, technology services, and investments together. The aim is to simplify the group’s structure, improve capital allocation, and drive long-term growth.
For a group that has seen multiple transitions — from housing finance to diversified digital ventures — this move could mark the beginning of a new growth chapter.
India’s financial ecosystem has evolved rapidly, with increasing regulatory scrutiny and technological disruption. The merger of Dhani and Yaari into Indiabulls Enterprises is not just an internal reshuffle — it signals the Group’s intent to reinvent itself.
Dhani Services Limited made a name for itself in the digital lending and healthcare space, offering consumer credit and telemedicine through its app. On the other hand, Yaari Digital Integrated Services functioned as a digital community platform, connecting users and small businesses through a tech-driven ecosystem.
Indiabulls Enterprises, the new combined entity, is expected to leverage Dhani’s financial services technology and Yaari’s digital platform to create a robust, integrated ecosystem — blending fintech, e-commerce, and enterprise solutions under one brand identity.
Following the merger announcement, investors have shown cautious optimism. While the stock movement of Indiabulls-linked entities has been modest, the consolidation signals a strategic intent to rebuild value.
Market analysts believe that Indiabulls’ move is timely, especially given the RBI’s focus on governance, capital adequacy, and simplified corporate structures in NBFCs and fintech firms. This merger positions IEL to align with these evolving regulatory standards while enhancing efficiency.
Moreover, with global and domestic investors showing renewed interest in India’s financial sector, such consolidations could help the group attract fresh capital and partnerships.
This merger also reflects a larger trend in India’s corporate world — streamlining for scale. Over the last few years, several conglomerates like Aditya Birla Capital, Tata Digital, and Reliance Retail Ventures have adopted similar consolidation models to improve efficiency and brand synergy.
For the Indian capital markets, such reorganizations are generally viewed positively, as they:
In this sense, the Dhani–Yaari–Indiabulls merger aligns perfectly with India’s shift towards simplified, tech-driven business models.
While the move brings promise, challenges remain:
Yet, if executed effectively, Indiabulls Enterprises could emerge as a leaner, more focused, and digitally strong financial enterprise.
Much like HDFC’s merger with HDFC Bank or L&T’s consolidation of its tech and finance arms, Indiabulls’ move echoes the ongoing transformation in Indian corporate strategy — where simplification drives scalability.
Such restructuring may also help the group align better with SEBI’s disclosure norms, RBI’s compliance frameworks, and investor expectations for transparency and governance.
1. What happened to Dhani Services and Yaari Digital?
Both companies were merged into Indiabulls Enterprises Limited effective October 14, 2025, as part of the group’s internal restructuring.
2. Why did Indiabulls go for this merger?
The merger aims to streamline operations, enhance efficiency, and create a unified digital and financial ecosystem under one entity.
3. Will this merger affect existing shareholders?
Shareholders of Dhani and Yaari will receive shares in Indiabulls Enterprises as per the approved swap ratio, consolidating their ownership in the merged entity.
4. What is the future outlook for Indiabulls Enterprises?
If the integration succeeds, the company could benefit from cost synergies, better governance, and renewed investor confidence.
5. How does this impact India’s financial market?
The merger signals continued consolidation in India’s financial services and fintech space — a positive sign for efficiency and compliance-driven growth.
The merger of Dhani Services and Yaari Digital into Indiabulls Enterprises marks a strategic move toward simplification, efficiency, and renewed focus. It highlights how Indian corporates are adapting to regulatory evolution and competitive fintech disruption.
As this integration unfolds, investors should watch for execution consistency, profitability metrics, and governance transparency — key factors that will define the group’s next growth phase.
For investors looking to stay ahead in India’s evolving financial market, Swastika Investmart offers SEBI-registered research insights, strong customer support, advanced tech tools, and educational resources to help you make informed investment decisions.
👉 Open your trading account today and be part of India’s financial transformation story.
India’s commodity markets just achieved a historic milestone. On 27th October 2025, the Multi Commodity Exchange of India (MCX) unveiled the country’s first-ever Commodity Index Option — the MCXBULLDEX Option.
This innovative financial instrument represents a breakthrough for traders, hedgers, and investors seeking efficient exposure to the precious metals segment. Built on a composite of Gold and Silver futures, the MCXBULLDEX Option ushers in a new era of portfolio diversification, risk management, and market depth in India’s commodity derivatives landscape.
Let’s understand why this launch is being hailed as a game-changer for India’s commodity ecosystem.
The MCXBULLDEX Option contract is a derivative product linked to the MCX BULLDEX Index—an index that tracks a blend of gold and silver futures prices.
This means traders can now take a position on the combined performance of gold and silver, rather than trading each metal separately. The contract is cash-settled, eliminating the need for physical delivery.
MCX has designed this product to simplify commodity trading, expand retail participation, and strengthen the derivatives ecosystem.
The MCXBULLDEX Option isn’t just another contract—it’s a strategic innovation with far-reaching implications for India’s financial markets. Here’s why it matters:
This is a first-of-its-kind development in India’s derivatives space. Until now, commodity options existed only on individual products like gold, silver, or crude oil.
With the MCXBULLDEX Option, traders get exposure to two major commodities through one index, making it a milestone in market sophistication.
Unlike traditional futures, which can involve physical delivery, this contract is cash-settled. This means that on expiry, differences are settled in cash—simplifying operations for traders and investors.
The option expires on the same day and time as its underlying BULLDEX Futures contract. This synchronized expiry removes devolvement complexities and ensures a seamless trading experience.
The lower premium structure and smaller contract size make the MCXBULLDEX Option an affordable entry point for retail investors.
This democratizes commodity investing, allowing even small traders to hedge against metal price fluctuations.
With portfolio-based margining, clients enjoy reduced margin requirements, improving capital efficiency.
By combining gold and silver exposure, the contract also offers built-in diversification, balancing risk between two correlated assets.
For years, Indian investors looking to hedge or speculate on metals had to manage separate gold and silver positions—doubling effort, cost, and margin requirements.
The MCXBULLDEX Option simplifies this process dramatically:
By enhancing convenience, MCX has effectively made precious metals trading more inclusive and efficient.
India’s commodity derivatives ecosystem has evolved rapidly, especially after SEBI’s regulatory reforms that unified securities and commodity markets.
The MCXBULLDEX Option aligns perfectly with SEBI’s broader vision:
This launch will likely deepen liquidity, attract foreign participants, and increase hedging volumes, making India’s commodity markets globally competitive.
Globally, index-based commodity options like the S&P GSCI or Bloomberg Commodity Index Options have long offered investors efficient diversification.
By introducing the MCXBULLDEX Option, India joins this elite group, providing domestic traders an instrument that mirrors global best practices—but customized for India’s precious metals market.
This move is also expected to pave the way for future launches of energy and agri-based index options in India.
The launch aligns with SEBI’s progressive stance toward product innovation and risk management. Over the past few years, SEBI has supported the introduction of options on futures, commodity ETFs, and now index-based options.
MCX, as the country’s leading commodity exchange, continues to play a pioneering role in:
This synergy of regulation, innovation, and technology makes India’s commodity markets more resilient and accessible than ever before.
Q1. What is the MCXBULLDEX Option contract?
A1. It’s India’s first commodity index option based on the MCX BULLDEX Index—a composite of Gold and Silver futures—launched on 27th October 2025.
Q2. How is it different from regular gold or silver options?
A2. Unlike single-commodity options, it provides exposure to both gold and silver, offering diversification and efficient hedging.
Q3. Do traders need to take physical delivery?
A3. No. The contract is cash-settled, so positions are settled monetarily upon expiry.
Q4. Who can trade the MCXBULLDEX Option?
A4. Both retail and institutional participants can trade, with lower premiums making it highly accessible.
Q5. Why is this launch significant for India’s markets?
A5. It enhances product diversity, improves hedging tools, and represents India’s entry into advanced global commodity derivatives practices.
The MCXBULLDEX Option is more than just a new product—it’s a symbol of India’s financial market maturity.
By combining innovation, accessibility, and efficiency, MCX has taken a bold step toward transforming India’s commodity derivatives landscape.
For traders and investors, this opens the door to smarter hedging, diversified exposure, and efficient capital use.
In a fast-evolving market, staying ahead with trusted insights is essential.
👉 Open your Swastika Investmart account to explore opportunities in commodities, equities, and derivatives with expert research and guidance from a SEBI-registered, tech-enabled, and investor-focused platform.
India’s banking sector is buzzing with optimism. Over the past year, it has emerged as one of the biggest beneficiaries of renewed foreign investor confidence, driven by robust macroeconomic growth, improving asset quality, and policy stability.
Foreign portfolio inflows into Indian banks and NBFCs crossed $12 billion in FY 2025, the highest in a decade.
India’s GDP is growing at over 7%, making it the fastest-growing major economy. Global funds see Indian banks as the gateway to consumption-led growth—credit expansion fuels everything from housing to MSME development.
Gross NPAs (non-performing assets) have fallen to 3.1%, the lowest in 12 years. PSU and private banks have cleaned up balance sheets and built robust capital buffers.
The Reserve Bank of India (RBI) has maintained policy stability and encouraged digital inclusion through initiatives like UPI 2.0, Aadhaar-linked lending, and Account Aggregator frameworks.
Foreign investors, including sovereign funds from Singapore, UAE, and Japan, have made significant bets on Indian banks and NBFCs. Strategic stakes in leading private lenders are a vote of confidence in India’s long-term growth story.
India’s rapid fintech adoption—credit scoring, AI-driven lending, and digital KYC—has increased operational efficiency. This tech-backed transformation appeals strongly to global funds.
Credit growth hit 14.8% YoY in 2025, led by infrastructure, manufacturing, and renewable energy. Banks with corporate lending expertise—HDFC Bank, ICICI Bank, and SBI—are major beneficiaries.
Banking stocks now contribute nearly 35% of the Nifty 50’s total market capitalization. The sector’s re-rating is supported by double-digit ROE and stable NIMs.
NBFCs like Bajaj Finance and Tata Capital are drawing investor attention as consumption credit revives. Many have secured foreign partnerships to access low-cost global funding.
Several small finance and fintech banks are preparing for IPOs in 2026, offering investors fresh opportunities.
The RBI’s proactive supervision has created one of the most stable financial systems in emerging markets. Capital adequacy norms, digital compliance, and risk-based lending practices have enhanced credibility among foreign investors.
Moreover, initiatives like GIFT IFSC and India Stack are positioning India as a global financial hub.
Q1. Why are foreign investors increasing exposure to Indian banks?
A1. Strong growth, improved asset quality, and digital leadership make Indian banks highly attractive compared to global peers.
Q2. Which banking stocks are benefiting most?
A2. HDFC Bank, ICICI Bank, Axis Bank, SBI, and Kotak Mahindra Bank have seen robust FPI inflows.
Q3. Are PSU banks part of this rally?
A3. Yes. PSU banks like Bank of Baroda and Canara Bank have shown improved profitability and rising foreign interest.
Q4. What risks remain?
A4. Global rate volatility and liquidity tightening can affect flows, but India’s fundamentals remain resilient.
India’s banking sector boom is more than a cyclical rally—it’s a structural transformation driven by foreign trust, technology, and transparency.
For investors, this is a golden era to participate in India’s financial growth story—through equity, mutual funds, or sectoral ETFs.
👉 Open your account with Swastika Investmart and leverage expert research to tap into India’s banking revolution.
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